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Bank · FDIC insured

CIT Bank

Part of First Citizens Bank, a $236.3B bank, the 19th largest of 4,188, headquartered in Raleigh, NC. It opens accounts online nationwide. Best rates: CDs 3.75% and savings 1.55% APY.

CIT Bank Carrot Score

75

Carrot Score

Higher than 39% of U.S. banks and credit unions

LowestMiddleHighest

#24 of 27 nationwide online banksHow the score works →

Deposits are federally insured by the FDIC up to $250,000 per depositor. Deposits at First Citizens Bank count toward the same limit.

About CIT Bank

Part of
First Citizens Bank
Headquarters
239 Fayetteville St, Raleigh, NC 27601
FDIC certificate
11063 ↗
Visit institution website ↗

Branches

No public branch offices are listed in the regulator directory.

Walk-in offices from the FDIC directory as of October 23, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.