Credit union · NCUA insured
CINCINNATI EMPLOYEES Savings Rates
CINCINNATI EMPLOYEES’s best savings rate is 0.25% APY on $10,000, with its Regular Share Savings. Rates checked October 16, 2026.
How CINCINNATI EMPLOYEES’s savings rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where CINCINNATI EMPLOYEES has the most branches. $10,000, best rate first.
This credit union’s best
CINCINNATI EMPLOYEES
0.25%APY
- Minimum
- $5
- Earns on $10,000 a year
- $25
Regular Share Savings
Top rate
General Electric Credit Union
4.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $425
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
CINCINNATI EMPLOYEES savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CINCINNATI EMPLOYEES ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Savings
0.25%APY
Federally insured up to $250,000 by the NCUA. No monthly service fees. Dividends calculated daily and posted quarterly. Minimum initial membership deposit of $5.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $1,000Tier 1: Balance $5.00 - $999.99. Minimum initial membership deposit of $5. · $5 to open | 0.05% | $5 | — | Tier 1: Balance $5.00 - $999.99. Minimum initial membership deposit of $5. |
| Up to $1,000Tier 1: Balance $5.00 - $999.99. Rates subject to change monthly. · Unknown to open | 0.05% | Unknown | — | Tier 1: Balance $5.00 - $999.99. Rates subject to change monthly. |
| $1,000 – $5,000Tier 2: Balance $1,000.00 - $4,999.99. · $5 to open | 0.10% | $5 | — | Tier 2: Balance $1,000.00 - $4,999.99. |
| $1,000 – $5,000Tier 2: Balance $1,000.00 - $4,999.99. Rates subject to change monthly. · Unknown to open | 0.10% | Unknown | — | Tier 2: Balance $1,000.00 - $4,999.99. Rates subject to change monthly. |
| $5,000 and upTier 3: Balance $5,000.00 and above. · $5 to open | 0.25% | $5 | $25 | Tier 3: Balance $5,000.00 and above. |
| $5,000 and upTier 3: Balance $5,000.00 and above. Rates subject to change monthly. · Unknown to open | 0.25% | Unknown | $25 | Tier 3: Balance $5,000.00 and above. Rates subject to change monthly. |
Special-purpose accounts
IRA Savings
0.25%APY
Traditional or Roth IRA savings account. Insured for $250,000 by NCUA. No annual fees or service charges, no monthly service fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo annual fees or service charges.Any balance | 0.25% | $25 | No annual fees or service charges. |
| Any balanceRates subject to change monthly. IRA Accounts are fully insured by NCUA for $250,000.Any balance | 0.25% | $25 | Rates subject to change monthly. IRA Accounts are fully insured by NCUA for $250,000. |
Who can join CINCINNATI EMPLOYEES
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