Credit union · NCUA insured
Chivaho Federal Credit Union Savings Rates
Top CarrotChivaho Federal Credit Union’s best savings rate is 1.75% APY on $10,000, with its Money Market - Diamond Share. Rates checked October 16, 2026.
How Chivaho Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Chillicothe, OH, where Chivaho Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Chivaho Federal Credit Union
1.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $175
Money Market - Diamond Share
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Buckeye State Bank
3.00%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $300
Chivaho Federal Credit Union savings score
89
Savings score
Higher than 87% of U.S. banks and credit unions
- $1,000 balance$1,0001.65%
- $10,000 balance$10,0001.75%
- $100,000 balance$100,0002.25%
- QualifiedQualified1.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Chivaho Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market - Diamond Share
1.75%APY
No fee up to 3 withdrawals per month; minimum balance $1,000.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $10,000 | 1.65% | — |
| $10,000 – $50,000 | 1.75% | $175 |
| $50,000 – $100,000 | 1.85% | — |
| $100,000 and up | 2.25% | — |
Sources (2)
All captured Sep 18, 2026
Savings / Shares
0.10%APY
Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upApplies to balances of $50.00 and above.$50 and up | 0.10% | $10 | Applies to balances of $50.00 and above. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Individual Retirement Account (IRA)
0.50%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional IRAAny balance | 0.50% | $50 | Traditional IRA |
The Early Bird Savings Club
0.10%APY
Designed for children 0-12 years old.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Applies to 1st $1,000. | 0.50% | — | Applies to 1st $1,000. |
| $1,000 and upApplies to balances over $1,000. | 0.10% | $10 | Applies to balances over $1,000. |
Sources (2)
All captured Sep 18, 2026
Who can join Chivaho Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.