Credit union · NCUA insured
Chevron Federal Credit Union CD Rates
A $5.4B credit union, the 76th largest of 4,329, headquartered in Concord, CA, with 140,127 members and 20 branches in 6 states.
How Chevron Federal Credit Union’s CD rates compare
Compared with banks and credit unions near San Francisco, CA, where Chevron Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Chevron Federal Credit Union
4.25%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $425
IRA Share Certificates
Top rate
Stanford Federal Credit Union
4.75%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000
- $2,612
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
IRA Share Certificates
Up to 4.25%APY · 9 terms
Available in Traditional and Roth IRAs. IRA/Roth Share Certificates are not offered for terms of less than six months. Contributions may be tax-deductible with tax-deferred or tax-free growth. Early withdrawal penalty applies; earnings taken before age 59 1/2 on Roth IRAs may be subject to a 10% penalty.
| Term | APY · $500 and up | APY · $50,000 and up | APY · $100,000 and up | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 6 months | 3.50% | 3.50% | 3.50% | 3.50% | 3.50%3.50% from $50k3.50% from $100k3.50% from $250k | $173 |
| 9 months | 3.75% | 3.75% | 3.75% | 3.75% | 3.75%3.75% from $50k3.75% from $100k3.75% from $250k | $280 |
| 12 months | 4.25% | 4.25% | 4.25% | 4.25% | 4.25%4.25% from $50k4.25% from $100k4.25% from $250k | $425 |
| 15 months | 4.25% | 4.25% | 4.25% | 4.25% | 4.25%4.25% from $50k4.25% from $100k4.25% from $250k | $534 |
| 18 months | 3.75% | 3.75% | 3.85% | 3.85% | 3.75%3.75% from $50k3.85% from $100k3.85% from $250k | $568 |
| 24 months | 3.80% | 3.80% | 3.90% | 3.90% | 3.80%3.80% from $50k3.90% from $100k3.90% from $250k | $774 |
| 36 months | 3.80% | 3.80% | 3.90% | 3.90% | 3.80%3.80% from $50k3.90% from $100k3.90% from $250k | $1,184 |
| 48 months | 3.80% | 3.80% | 3.90% | 3.90% | 3.80%3.80% from $50k3.90% from $100k3.90% from $250k | $1,609 |
| 60 months | 3.80% | 3.80% | 3.90% | 3.90% | 3.80%3.80% from $50k3.90% from $100k3.90% from $250k | $2,050 |
Share Certificates
Up to 4.25%APY · 10 terms
Available for individuals, trusts, and Traditional and Roth IRAs. Early withdrawal penalty applies if funds are accessed before maturity (ranges from 3 to 12 months of dividends depending on term length). Can borrow against the certificate using a Secured Loan.
| Term | APY · $500 and up | APY · $50,000 and up | APY · $100,000 and up | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 3 months | 3.30% | 3.30% | 3.30% | 3.30% | 3.30%3.30% from $50k3.30% from $100k3.30% from $250k | $81 |
| 6 months | 3.50% | 3.50% | 3.50% | 3.50% | 3.50%3.50% from $50k3.50% from $100k3.50% from $250k | $173 |
| 9 months | 3.75% | 3.75% | 3.75% | 3.75% | 3.75%3.75% from $50k3.75% from $100k3.75% from $250k | $280 |
| 12 months | 4.25% | 4.25% | 4.25% | 4.25% | 4.25%4.25% from $50k4.25% from $100k4.25% from $250k | $425 |
| 15 months | 4.25% | 4.25% | 4.25% | 4.25% | 4.25%4.25% from $50k4.25% from $100k4.25% from $250k | $534 |
| 18 months | 3.75% | 3.75% | 3.85% | 3.85% | 3.75%3.75% from $50k3.85% from $100k3.85% from $250k | $568 |
| 24 months | 3.80% | 3.80% | 3.90% | 3.90% | 3.80%3.80% from $50k3.90% from $100k3.90% from $250k | $774 |
| 36 months | 3.80% | 3.80% | 3.90% | 3.90% | 3.80%3.80% from $50k3.90% from $100k3.90% from $250k | $1,184 |
| 48 months | 3.80% | 3.80% | 3.90% | 3.90% | 3.80%3.80% from $50k3.90% from $100k3.90% from $250k | $1,609 |
| 60 months | 3.80% | 3.80% | 3.90% | 3.90% | 3.80%3.80% from $50k3.90% from $100k3.90% from $250k | $2,050 |
Who can join Chevron Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located in select areas in San Francisco, California, or Frederick County, Maryland qualify for membership.
Employers and groups
- Select contractors of Chevron Corporation qualify for membership.
- Employees or retirees of Chevron Corporation, its wholly-owned subsidiaries and select affiliates worldwide qualify for membership.
- Chevron branded jobbers and dealers, and federal lubricant marketers (jobbers) qualify for membership.
- Members of Chevron Federal Credit Union's nonprofit partner associations qualify for membership.
- Employees of a Chevron Federal Credit Union sponsor company qualify for membership.
2 more ways to join
Family and household
- Family members of a deceased member or eligible person qualify for membership.
- Family members or household members of an eligible person qualify for membership.
Cost to join
- Each member owns a share secured by an initial deposit of $25 (or $50 for joint memberships) in a Primary Share Savings account.
Membership information collected October 5, 2026.