Credit union · NCUA insured
Cherokee County Teachers Federal Credit Union Savings Rates
Cherokee County Teachers Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share Savings Account. Rates checked October 16, 2026.
How Cherokee County Teachers Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Jacksonville, TX, where Cherokee County Teachers Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cherokee County Teachers Federal Credit Union
0.25%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $25
Share Savings Account
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
First National Bank Texas
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
Cherokee County Teachers Federal Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cherokee County Teachers Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
0.25%APY
Key to membership at CCTFCU. Minimum amount required to be deposited in the account is $25 to remain a member in good standing. No upper deposit limit.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.25% | $25 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA
0.65%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.65% | $65 |
Sources (1)
- ccteachers.com/rates · captured Sep 17, 2026
Who can join Cherokee County Teachers Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Rusk, Texas are eligible for membership.
Employers and groups
- Employees of Cherokee County Electric Cooperative are eligible for membership.
Military, government and schools
- Employees of Cherokee County Appraisal District are eligible for membership.
- Cherokee County employees are eligible for membership.
- Employees of Cherokee County independent school district are eligible for membership.
Family and household
- Individuals who have an immediate family member who is a member are eligible for membership.
Cost to join
- Membership requires opening and depositing $25.00 into a share savings account as a minimum balance.
Membership information collected October 5, 2026.