Cherokee County Federal Credit Union Savings & Money Market Rates

How Cherokee County Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Jacksonville, TX, where Cherokee County Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Cherokee County Federal Credit Union
0.25%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$25
Regular Savings Account
Top rate
Huntington Bank
3.25%APY
Requires
Another account
Minimum
$100
Earns on $10,000 a year
$325
Huntington Bank rates
2nd-highest rate
First National Bank Texas
2.00%APY
Requires
None
Minimum
$0
Earns on $10,000 a year
$200
First National Bank Texas rates

Compare savings rates near you →

Savings score

Higher than 28% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.10%
$10,000 balance$10,0000.25%
$100,000 balance$100,0000.35%
QualifiedQualified0.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Cherokee County Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Regular Savings Account

0.25%APYPromotional

Establishes CCFCU membership. Ineligible for dividends if daily balance of $100 or more is not maintained and/or if exceeding 6 withdrawals per month.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$100 – $2,500Quarter ending 6/30/2026. 6 free withdrawals per month; ineligible for dividends if daily balance of $100 or more isn't maintained and/or if exceeding 6 withdrawals per month.	0.10%	—	Quarter ending 6/30/2026. 6 free withdrawals per month; ineligible for dividends if daily balance of $100 or more isn't maintained and/or if exceeding 6 withdrawals per month.
$2,500 – $5,000Quarter ending 6/30/2026. 6 free withdrawals per month; ineligible for dividends if daily balance of $100 or more isn't maintained and/or if exceeding 6 withdrawals per month.	0.20%	—	Quarter ending 6/30/2026. 6 free withdrawals per month; ineligible for dividends if daily balance of $100 or more isn't maintained and/or if exceeding 6 withdrawals per month.
$5,000 – $10,000Quarter ending 6/30/2026. 6 free withdrawals per month; ineligible for dividends if daily balance of $100 or more isn't maintained and/or if exceeding 6 withdrawals per month.	0.25%	$25	Quarter ending 6/30/2026. 6 free withdrawals per month; ineligible for dividends if daily balance of $100 or more isn't maintained and/or if exceeding 6 withdrawals per month.
$10,000 – $25,000Quarter ending 6/30/2026. 6 free withdrawals per month; ineligible for dividends if daily balance of $100 or more isn't maintained and/or if exceeding 6 withdrawals per month.	0.30%	—	Quarter ending 6/30/2026. 6 free withdrawals per month; ineligible for dividends if daily balance of $100 or more isn't maintained and/or if exceeding 6 withdrawals per month.
Over $25,000Quarter ending 6/30/2026. 6 free withdrawals per month; ineligible for dividends if daily balance of $100 or more isn't maintained and/or if exceeding 6 withdrawals per month.	0.35%	—	Quarter ending 6/30/2026. 6 free withdrawals per month; ineligible for dividends if daily balance of $100 or more isn't maintained and/or if exceeding 6 withdrawals per month.

Sources (3)

All captured Sep 17, 2026

Special-purpose accounts

Individual Retirement Accounts (IRAs)

0.25%APYIRAPromotional$1,000 to open

No setup, monthly, or annual fees. No income restrictions/limits to open. $1,000 minimum deposit to open.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$100 – $2,500Quarter ending 6/30/2026. No setup, monthly, or annual maintenance fees.	0.10%	—	Quarter ending 6/30/2026. No setup, monthly, or annual maintenance fees.
$2,500 – $5,000Quarter ending 6/30/2026. No setup, monthly, or annual maintenance fees.	0.20%	—	Quarter ending 6/30/2026. No setup, monthly, or annual maintenance fees.
$5,000 – $10,000Quarter ending 6/30/2026. No setup, monthly, or annual maintenance fees.	0.25%	$25	Quarter ending 6/30/2026. No setup, monthly, or annual maintenance fees.
$10,000 – $25,000Quarter ending 6/30/2026. No setup, monthly, or annual maintenance fees.	0.30%	—	Quarter ending 6/30/2026. No setup, monthly, or annual maintenance fees.
Over $25,000Quarter ending 6/30/2026. No setup, monthly, or annual maintenance fees.	0.35%	—	Quarter ending 6/30/2026. No setup, monthly, or annual maintenance fees.

Sources (2)

All captured Sep 17, 2026

Who can join Cherokee County Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Membership is open to anyone who lives, works, worships, or attends school in Cherokee County.

Family and household

Immediate family members of eligible individuals are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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