Bank · FDIC insured
Chelsea Groton Bank CD Rates
Chelsea Groton Bank’s best CD rate is 0.55% APY on a 5-year CD, with extra requirements. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Chelsea Groton Bank’s CD rates compare
Compared with banks and credit unions in Connecticut, where Chelsea Groton Bank has the most branches. $10,000, best rate first.
This bank’s best
Chelsea Groton Bank
0.55%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $278
Certificate of Deposit
Top rate
Skyline Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $289
2nd-highest rate
Connecticut State Police Credit Union
4.86%APY
- Term
- 120 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $6,065
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 0.55%APY · 11 terms
A penalty may be imposed for early withdrawal. Fees may reduce earnings. Additional deposits not permitted.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsRelationship Offering. Early withdrawal penalty 90 Days. Additional deposits no | 0.10% | $2 |
| 3 monthsStandard Offering. Early withdrawal penalty 90 Days. Additional deposits no | 0.05% | $1 |
| 6 monthsRelationship Offering. Early withdrawal penalty 90 Days. Additional deposits no | 0.10% | $5 |
| 6 monthsStandard Offering. Early withdrawal penalty 90 Days. Additional deposits no | 0.05% | $2 |
| 12 monthsRelationship Offering. Early withdrawal penalty 180 Days. Additional deposits no | 0.15% | $15 |
| 12 monthsStandard Offering. Early withdrawal penalty 180 Days. Additional deposits no | 0.10% | $10 |
| 15 monthsRelationship Offering. Bump Up. Early withdrawal penalty 180 Days. Additional deposits no | 0.25% | $31 |
| 18 monthsRelationship Offering. Early withdrawal penalty 180 Days. Additional deposits no | 0.25% | $38 |
| 18 monthsStandard Offering. Early withdrawal penalty 180 Days. Additional deposits no | 0.15% | $23 |
| 24 monthsRelationship Offering. Early withdrawal penalty 360 Days. Additional deposits no | 0.25% | $50 |
| 24 monthsStandard Offering. Early withdrawal penalty 360 Days. Additional deposits no | 0.20% | $40 |
| 30 monthsRelationship Offering. Early withdrawal penalty 360 Days. Additional deposits no | 0.30% | $75 |
| 30 monthsStandard Offering. Early withdrawal penalty 360 Days. Additional deposits no | 0.25% | $63 |
| 36 monthsRelationship Offering. Early withdrawal penalty 540 Days. Additional deposits no | 0.35% | $105 |
| 36 monthsStandard Offering. Early withdrawal penalty 540 Days. Additional deposits no | 0.30% | $90 |
| 42 monthsRelationship Offering. Bump Up. Early withdrawal penalty 540 Days. Additional deposits no | 0.45% | $158 |
| 48 monthsRelationship Offering. Early withdrawal penalty 540 Days. Additional deposits no | 0.50% | $202 |
| 48 monthsStandard Offering. Early withdrawal penalty 540 Days. Additional deposits no | 0.45% | $181 |
| 60 monthsRelationship Offering. Early withdrawal penalty 540 Days. Additional deposits no | 0.55% | $278 |
| 60 monthsStandard Offering. Early withdrawal penalty 540 Days. Additional deposits no | 0.50% | $253 |
Sources (1)
- chelseagroton.com/wp-content/u…2023/01/DepositRates.pdf · captured Sep 19, 2026
Special-purpose accounts
IRA CD
Up to 0.25%APY · 1 term
Additional deposits allowed; Early withdrawal penalty: 180 days.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRelationship Offering | 0.25% | $25 |
| 12 monthsStandard Offering | 0.15% | $15 |
Sources (1)
- chelseagroton.com/wp-content/u…2023/01/DepositRates.pdf · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.