Bank · FDIC insured
CFG Bank CD Rates
CFG Bank’s best CD rate is 4.50% APY on an 18-month CD, with extra requirements. Terms run from 1 year to 5 years. Rates checked October 22, 2026.
How CFG Bank’s CD rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
CFG Bank
4.50%APY
- Term
- 18 months
- Requires
- Conditions apply
- Minimum
- $500
- Earns on $10,000
- $683
Certificate of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.50%APY · 4 terms
No additional deposits after initial deposit. Maximum initial funding limit is $500,000. Funding sources available include ACH Funding and Plaid Funding. Early withdrawal penalties may apply (no withdrawals within the first 30 days).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsNo additional deposits after initial deposit. Minimum daily balance of $500 to obtain APY. Maximum initial funding limit $500,000. No withdrawals may be made within the first 30 days; early withdrawal penalties apply | 4.46% | $446 |
| 18 monthsNo additional deposits after initial deposit. Minimum daily balance of $500 to obtain APY. Maximum initial funding limit $500,000. No withdrawals may be made within the first 30 days; early withdrawal penalties apply | 4.50% | $683 |
| 36 monthsNo additional deposits after initial deposit. Minimum daily balance of $500 to obtain APY. Maximum initial funding limit $500,000. No withdrawals may be made within the first 30 days; early withdrawal penalties apply | 4.40% | $1,379 |
| 60 monthsNo additional deposits after initial deposit. Minimum daily balance of $500 to obtain APY. Maximum initial funding limit $500,000. No withdrawals may be made within the first 30 days; early withdrawal penalties apply | 4.40% | $2,402 |
CDARS®
Up to 4.31%APY · 2 terms
Deposit placement through an IntraFi service at FDIC-insured network banks. Requires a minimum deposit of $250,000. Early withdrawal penalties and program terms apply. Contact CFG Bank to open.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDeposit placement through an IntraFi service. Contact bank to open. Minimum daily balance to obtain APY is $250,000 | 4.31% | — |
| 36 monthsDeposit placement through an IntraFi service. Contact bank to open. Minimum daily balance to obtain APY is $250,000 | 4.25% | — |
Sources (1)
- cfg.bank/personal-banking/personal-deposit-rates · captured Oct 9, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.