Bank · FDIC insured
CFG Bank
A $6.1B bank, the 243rd largest of 4,207, headquartered in Lutherville, MD, with 3 branches in Maryland. It opens accounts online nationwide. Best rates: savings 4.05% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.31%CD rates →
- Savings994.05%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About CFG Bank
Headquartered in Baltimore, Maryland, CFG Bank traces its roots to 1927 when La Corona Building and Loan Association, Inc. was formed to serve Highlandtown and East Baltimore residents.
Baltimore businessman Jack Dwyer purchased the privately owned bank in 2009.
The bank opened branches in Lutherville-Timonium and Fells Point in 1997 and moved its headquarters to Baltimore Peninsula in 2024.
- Headquarters
- 11 W Ridgely Rd, Lutherville, MD 21093
- FDIC certificate
- 34294 ↗
Branches
3 branches in Maryland
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Maryland
3 branches
Lutherville area · 1
- CFG BankMain office11 W Ridgely Rd, Lutherville, MD 21093Directions
Annapolis area · 1
- Annapolis Branch107 Forbes St, Annapolis, MD 21401Directions
Baltimore area · 1
- Baltimore Branch1615 Thames St, Baltimore, MD 21231Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.29% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 3.86% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.47% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $78 | $88 | — |
- CapitalLeverage ratio11.29%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent3.86%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.47%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$78Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of CFG Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.