Credit union · NCUA insured
CenturyFirst FCU Credit Card Rates
CenturyFirst FCU credit cards start at 16.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How CenturyFirst FCU’s credit card rates compare
Compared with banks and credit unions near Hattiesburg, MS, where CenturyFirst FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
CenturyFirst FCU
16.50%APR
- Up to
- —
Visa Classic Credit Card
Lowest rate
Keesler Federal Credit Union
9.49%APR
- Up to
- —
3rd-lowest rate
Hancock Whitney
17.74%APR
- Up to
- 27.74% APR
CenturyFirst FCU credit card score
61
Credit card score
Higher than 3% of U.S. banks and credit unions
- Purchase APRPurchase APR16.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CenturyFirst FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Credit Card
Credit limits up to 10% of annual income, maximum limit $10,000. Limits and rate based on creditworthiness, individual credit history, current monthly debt, and credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.50% | None | APR as low as based on creditworthiness. Credit limits up to 10% of annual income, maximum $10,000. No annual fee. |
Sources (2)
All captured Oct 7, 2026
Who can join CenturyFirst FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in most of Forrest, Lamar, Jones, and Hinds County (and legal entities located within) are eligible to join.
Employers and groups
- Employees of sponsor organizations are eligible to join CFFCU.
Military, government and schools
- Civilian employees of the U.S. Government or U.S. Postal Service working in Forest, Jones, Lamar, Perry, Stone, or Covington Counties in Mississippi are eligible for membership.
- University of Southern Mississippi staff, faculty, students, Southern Miss Alumni Association members, and affiliated organizations across all campus locations are eligible for membership.
Family and household
- Immediate family members of an existing Credit Union member are eligible to join.
Other ways
- Spouses of deceased eligible members, credit union employees, retirees/pensioners from qualifying employment, and their immediate families or households are eligible for membership.
Cost to join
- Membership requires opening a share account and maintaining a balance of $25.
Membership information collected October 4, 2026.