Credit union · NCUA insured
Century Heritage Federal Credit Union Savings Rates
Century Heritage Federal Credit Union’s best savings rate is 0.35% APY on $10,000, with its Money Fund. Rates checked October 16, 2026.
How Century Heritage Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Century Heritage Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Century Heritage Federal Credit Union
0.35%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $35
Money Fund
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Dollar Bank
3.75%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $375
Century Heritage Federal Credit Union savings score
74
Savings score
Higher than 37% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.70%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Century Heritage Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Fund
0.35%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $2,500 | 0.10% | — |
| $2,500 – $25,000 | 0.35% | $35 |
| $25,000 – $50,000 | 0.40% | — |
| $50,000 – $75,000 | 0.45% | — |
| $75,000 – $100,000 | 0.50% | — |
| $100,000 and up | 0.70% | — |
Sources (1)
- chfcu.org/rates · captured Sep 17, 2026
Regular Share
0.05%APY
Represents ownership share in the credit union. Can open additional accounts for special purposes.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Special-purpose accounts
Fund My Future Savings Account
0.05%APY
For families of children in Pennsylvania to save for college and post-secondary goals; opening an M3 Money Club or Elements of Money Youth Account is the first step. Dividends paid quarterly. New members must meet eligibility requirements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Requires taking the PA Savings Pledge at FundMyFuturePGH.org. | 0.70% | — | Requires taking the PA Savings Pledge at FundMyFuturePGH.org. |
| $1,000 and upEarns the regular share rate on balances above $1,000. | 0.05% | $5 | Earns the regular share rate on balances above $1,000. |
Sources (1)
- chfcu.org/youth-clubs · captured Sep 17, 2026
Money Market IRA
0.10%APY
Penalty for early withdrawal may apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $4,000 and upPenalty for early withdrawal may apply.$4,000 and up | 0.10% | $10 | Penalty for early withdrawal may apply. |
Sources (1)
- chfcu.org/rates · captured Sep 17, 2026
Club Accounts
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- chfcu.org/rates · captured Sep 17, 2026
IRA Accumulation Account
0.05%APY
Available as Traditional and Roth IRA share (savings) and Coverdell IRAs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarly withdrawal penalty may apply. Rate table lists minimum $250 while product prose notes accounts start with as little as $25.00.Any balance | 0.05% | $5 | Early withdrawal penalty may apply. Rate table lists minimum $250 while product prose notes accounts start with as little as $25.00. |
Who can join Century Heritage Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, volunteers, or attends school in Allegheny, Armstrong, Beaver, Butler, Fayette, Washington, and Westmoreland Counties is eligible for membership.
Family and household
- Immediate family or household members of eligible individuals are eligible to join.
Other ways
- Businesses and other legal entities located in Allegheny, Armstrong, Beaver, Butler, Fayette, Washington, and Westmoreland Counties are eligible for membership.
Cost to join
- Membership in Century Heritage is free.
Membership information collected October 5, 2026.