Credit union · NCUA insured
Century Federal Credit Union Credit Card Rates
Century Federal Credit Union credit card rates start at 10.75% APR. Rates checked October 16, 2026.
How Century Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Cleveland, OH, where Century Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Century Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
7 17 Credit Union
7.17%APR
- Up to
- 22.99% APR
2nd-lowest rate
Achieve CU
8.90%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
No annual fee. Variable rate up to $35,000 credit limit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR on purchases for the first 12 billing cycles following account opening. Valid for new accounts meeting qualifying criteria. |
| Ongoing | 10.75% | None | Variable APR. Following the end of the promotional period, APR may adjust monthly with the market based on the Prime Rate, not to exceed 17.99% APR. Subject to creditworthiness. |
Sources (2)
- cenfedcu.org/personal-banking/…visa-signature-cash-back
- cenfedcu.org/personal-banking/…redit-card/visa-platinum
All captured Oct 16, 2026
Visa Platinum Secured
Fixed interest rate at 15.35%. No annual fee. Requires a refundable security deposit held in Century Federal savings account equal to credit limit plus 25%. Introductory 0% APR promo is not available on this card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.35% | None | Fixed interest rate. Credit limit is based on amount pledged (deposit held in savings of limit plus 25%). Not eligible for introductory 0% APR offer. |
Sources (2)
- cenfedcu.org/personal-banking/…visa-signature-cash-back
- cenfedcu.org/personal-banking/…sa-platinum-secured-card
All captured Oct 16, 2026
Visa Platinum Young Adult
Also referred to as Visa Platinum Credit Builder. Ideal for members between ages 18-25. No annual fee. Credit line of up to $1,000 (or up to $2,500 in rate schedule).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR on purchases for the first 12 billing cycles following account opening. Valid for new accounts meeting qualifying criteria. |
| Ongoing | 16.90% | None | Fixed interest rate at 16.90%. Credit line up to $2,500 ($1,000 on product page). |
Sources (2)
- cenfedcu.org/personal-banking/…visa-signature-cash-back
- cenfedcu.org/personal-banking/…-platinum-credit-builder
All captured Oct 16, 2026
Visa Signature 1.5% Cash Back
Minimum line amount of $5,000 required. No annual fee. Earns 1.5% cash back on all purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR on purchases for the first 12 billing cycles following account opening. Valid for new accounts meeting qualifying criteria. |
| Ongoing | 14.75% | None | Variable APR. Following the end of the promotional period, APR may adjust monthly with the market based on the Prime Rate, not to exceed 17.99% APR. Subject to creditworthiness. |
Sources (1)
- cenfedcu.org/personal-banking/…visa-signature-cash-back · captured Oct 16, 2026
Visa myChoice Rewards
Also referred to as Visa Platinum Rewards / Visa Platinum myChoice Rewards Card. No annual fee. Earns reward points on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR on purchases for the first 12 billing cycles following account opening. Valid for new accounts meeting qualifying criteria. |
| Ongoing | 12.49% | None | Variable APR. Following the end of the promotional period, APR may adjust monthly with the market based on the Prime Rate, not to exceed 17.99% APR. Subject to creditworthiness. |
Sources (2)
- cenfedcu.org/personal-banking/…visa-signature-cash-back
- cenfedcu.org/personal-banking/…rd/visa-platinum-rewards
All captured Oct 16, 2026
Who can join Century Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and members of participating Select Employee Group (SEG) partner organizations are eligible for membership.
Family and household
- Immediate family members of employees of Select Employee Group (SEG) partners are eligible for membership.
Membership information collected October 5, 2026.