Credit union · NCUA insured
Century Federal Credit Union Auto Loan Rates
Century Federal Credit Union auto loans start at 5.41% APR for a new vehicle and 5.73% for a used one. Rates checked October 16, 2026.
How Century Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cleveland, OH, where Century Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Century Federal Credit Union
5.41%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
New Auto
Lowest rate
Steel Valley Federal Credit Union
3.99%APR
- Terms
- —
- Up to
- 10.99% APR
- Discount
- None included
2nd-lowest rate
Lakeview Federal Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
Century Federal Credit Union auto loan score
70
Auto loan score
Higher than 27% of U.S. banks and credit unions
- New vehicleNew5.41%
- Used vehicleUsed5.73%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Century Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.31% | Rates are APR as low as and subject to creditworthiness. A discount of 0.25% is applied for automatic payment originated from Century Federal checking account. A $150.00 processing fee applies to all vehicle loans. |
| up to 36 months | 5.35% | Rates are APR as low as and subject to creditworthiness. A discount of 0.25% is applied for automatic payment originated from Century Federal checking account. A $150.00 processing fee applies to all vehicle loans. |
| up to 48 months | 5.36% | Rates are APR as low as and subject to creditworthiness. A discount of 0.25% is applied for automatic payment originated from Century Federal checking account. A $150.00 processing fee applies to all vehicle loans. |
| up to 60 months | 5.41% | Rates are APR as low as and subject to creditworthiness. A discount of 0.25% is applied for automatic payment originated from Century Federal checking account. A $150.00 processing fee applies to all vehicle loans. |
| up to 72 months | 5.48% | Rates are APR as low as and subject to creditworthiness. A discount of 0.25% is applied for automatic payment originated from Century Federal checking account. A $150.00 processing fee applies to all vehicle loans. |
| up to 84 months | 6.15% | Minimum loan amount $30,000. Rates are APR as low as and subject to creditworthiness. A discount of 0.25% is applied for automatic payment originated from Century Federal checking account. A $150.00 processing fee applies to all vehicle loans. |
Sources (2)
All captured Oct 7, 2026
Used Auto
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.80% | Rates are APR as low as and subject to creditworthiness. A discount of 0.25% is applied for automatic payment originated from Century Federal checking account. A $150.00 processing fee applies to all vehicle loans. |
| up to 36 months | 5.74% | Rates are APR as low as and subject to creditworthiness. A discount of 0.25% is applied for automatic payment originated from Century Federal checking account. A $150.00 processing fee applies to all vehicle loans. |
| up to 48 months | 5.71% | Rates are APR as low as and subject to creditworthiness. A discount of 0.25% is applied for automatic payment originated from Century Federal checking account. A $150.00 processing fee applies to all vehicle loans. |
| up to 60 months | 5.73% | Rates are APR as low as and subject to creditworthiness. A discount of 0.25% is applied for automatic payment originated from Century Federal checking account. A $150.00 processing fee applies to all vehicle loans. |
| up to 72 months | 5.78% | Rates are APR as low as and subject to creditworthiness. A discount of 0.25% is applied for automatic payment originated from Century Federal checking account. A $150.00 processing fee applies to all vehicle loans. |
| up to 84 months | 6.44% | Minimum loan amount $30,000. Rates are APR as low as and subject to creditworthiness. A discount of 0.25% is applied for automatic payment originated from Century Federal checking account. A $150.00 processing fee applies to all vehicle loans. |
Sources (2)
All captured Oct 7, 2026
Who can join Century Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and members of participating Select Employee Group (SEG) partner organizations are eligible for membership.
Family and household
- Immediate family members of employees of Select Employee Group (SEG) partners are eligible for membership.
Membership information collected October 5, 2026.