Credit union · NCUA insured
Central Soya Federal Credit Union Credit Card Rates
Central Soya Federal Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Central Soya Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Decatur, IN, where Central Soya Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Central Soya Federal Credit Union
10.90%APR
CSFCU Visa Classic
2nd-lowest rate
Profed Credit Union
11.74%APR
3rd-lowest rate
3Rivers Federal Credit Union
18.00%APR
Central Soya Federal Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Central Soya Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
CSFCU Visa Classic
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Purchases. 25-day interest-free grace period for purchases. |
| Intro, 6 months | 7.90% | None | Balance Transfers. In effect for 6 months from posting date; posts as a purchase; late payment may end promo APR. Balance transfer fee: None. |
| Ongoing | 12.00% | None | Cash Advances. No grace period for cash advances. Cash advance fee: None. |
Sources (1)
- centralsoyafcu.org/loans/page-2/visa-credit-card.html · captured Oct 7, 2026
Who can join Central Soya Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Central Soya FCU are eligible for membership.
- Employees of Bunge North America (formerly Central Soya Co. Inc., and the McMillen Mills) who work in or have headquarters in Fort Wayne or Decatur, IN are eligible for membership.
- Employees of Premiere Agri Technologies, Inc., who work in or are paid from Fort Wayne or Decatur, IN are eligible for membership.
- Employees of Patrick R. Miller, P.C., who work in Decatur, IN are eligible for membership.
- Employees of Ruan Transportation who work in Decatur, IN are eligible for membership.
- Employees of Yoder Farms, Inc. who work in Monroe, IN are eligible for membership.
9 more ways to join
Employers and groups
- Employees of Bellmont Braves Football Booster Club who work in Decatur, IN are eligible for membership.
- Employees of Roehm Racing, LLC who work in, or are paid or supervised from Rockford, Ohio are eligible for membership.
- Members of Fairway Lakes Villa Association, Inc. in Decatur, IN who qualify for membership under its charter and bylaws in effect on October 14, 2003 are eligible for membership.
- Persons retired as pensioners or annuitants from qualifying employment are eligible for membership.
Military, government and schools
- Employees of Saint-Peter Immanuel Lutheran School who work in Decatur, IN are eligible for membership.
- Employees of City of Decatur who work in Decatur, IN are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, and adoptive relationships) and household members living in the same residence maintaining a single economic unit are eligible for membership.
- Spouses of persons who died while within the field of membership of Central Soya FCU are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
Membership information collected October 5, 2026.