Skip to content

Credit union · NCUA insured

Central Soya Federal Credit Union Auto Loan Rates

Central Soya Federal Credit Union auto loans start at 6.00% for a used one. Rates checked October 15, 2026.

How Central Soya Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Decatur, IN, where Central Soya Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

Compare auto loan rates near you →

Central Soya Federal Credit Union auto loan score

65

Auto loan score

Higher than 14% of U.S. banks and credit unions

By vehicle
  • Used vehicleUsed6.00%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Central Soya Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Central Soya Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Central Soya FCU are eligible for membership.
  • Employees of Bunge North America (formerly Central Soya Co. Inc., and the McMillen Mills) who work in or have headquarters in Fort Wayne or Decatur, IN are eligible for membership.
  • Employees of Premiere Agri Technologies, Inc., who work in or are paid from Fort Wayne or Decatur, IN are eligible for membership.
  • Employees of Patrick R. Miller, P.C., who work in Decatur, IN are eligible for membership.
  • Employees of Ruan Transportation who work in Decatur, IN are eligible for membership.
  • Employees of Yoder Farms, Inc. who work in Monroe, IN are eligible for membership.
9 more ways to join

Employers and groups

  • Employees of Bellmont Braves Football Booster Club who work in Decatur, IN are eligible for membership.
  • Employees of Roehm Racing, LLC who work in, or are paid or supervised from Rockford, Ohio are eligible for membership.
  • Members of Fairway Lakes Villa Association, Inc. in Decatur, IN who qualify for membership under its charter and bylaws in effect on October 14, 2003 are eligible for membership.
  • Persons retired as pensioners or annuitants from qualifying employment are eligible for membership.

Military, government and schools

  • Employees of Saint-Peter Immanuel Lutheran School who work in Decatur, IN are eligible for membership.
  • Employees of City of Decatur who work in Decatur, IN are eligible for membership.

Family and household

  • Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, and adoptive relationships) and household members living in the same residence maintaining a single economic unit are eligible for membership.
  • Spouses of persons who died while within the field of membership of Central Soya FCU are eligible for membership.

Other ways

  • Organizations of eligible persons are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Central Soya Federal Credit Union overview