Bank · FDIC insured
Central Penn Bank Auto Loan Rates
Central Penn Bank auto loans start at 7.66% APR for a new vehicle and 8.25% for a used one. Rates checked October 6, 2026.
How Central Penn Bank’s auto loan rates compare
Compared with banks and credit unions near Selinsgrove, PA, where Central Penn Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Central Penn Bank
7.66%APR
- Terms
- up to 60 months
- Up to
- —
New Car
Lowest rate
Service 1st Federal Credit Union
5.04%APR
- Terms
- up to 84 months
- Up to
- —
2nd-lowest rate
M&T Bank
6.79%APR
- Terms
- up to 84 months
- Up to
- 15.69% APR
Central Penn Bank auto loan score
60
Auto loan score
Higher than 2% of U.S. banks and credit unions
- New vehicleNew7.66%
- Used vehicleUsed8.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Central Penn Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car
Subject to overall credit qualifications. Offers 100% financing on new vehicles with no down payment required.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.66% | Example rate based on a $29,000 loan amount with a $1,000 down payment. Assumes borrower has excellent credit (credit score of 740 or higher). |
Sources (1)
- centralpennbank.com/Personal/loans-lines-of-credit · captured Sep 17, 2026
Used Car
Subject to overall credit qualifications.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 8.25% | Example rate based on a $29,000 loan amount with a $1,000 down payment. Assumes borrower has excellent credit (credit score of 740 or higher). |
Sources (1)
- centralpennbank.com/Personal/loans-lines-of-credit · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.