Bank · FDIC insured
Central Bank Credit Card Rates
Central Bank doesn’t publish an ongoing APR for its credit cards, only a 12-month introductory rate. Rates checked October 16, 2026.
How Central Bank’s credit card rates compare
Compared with banks and credit unions in Iowa, where Central Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Central Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Advantage Credit Union
7.90%APR
- Up to
- 13.90% APR
2nd-lowest rate
IH Mississippi Valley Credit Union
7.90%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Saver
For those with good credit. Credit limit of up to $15,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0.00% introductory rate offer for 12 months. Summary of Credit Terms referenced in separate disclosure. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- mycentral.bank/personal/credit-cards · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.