Credit union · NCUA insured
CE Credit Union Auto Loan Rates
CE Credit Union auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 15, 2026.
How CE Credit Union’s auto loan rates compare
Compared with banks and credit unions near Knoxville, TN, where CE Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
CE Credit Union
5.25%APR
- Terms
- up to 84 months
New Auto Loan
Lowest rate
Knoxville Law Enforcement Federal Credit Union
4.49%APR
- Terms
- up to 72 months
2nd-lowest rate
KNOX CO. EMPLOYEES
4.49%APR
- Terms
- —
CE Credit Union auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CE Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
Rates and terms are based on creditworthiness, collateral value, amount financed, and other factors. Rates are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.25% | Rate applies to terms up to 36 months. |
| 37–48 months | 5.25% | Rate applies to terms from 37 to 48 months. |
| 49–60 months | 5.40% | Rate applies to terms from 49 to 60 months. |
| 61–72 months | 5.40% | Rate applies to terms from 61 to 72 months. |
| 73–84 months | 6.05% | New auto only. Rate applies to terms from 73 to 84 months. |
| up to 84 months | 5.25% | Rates current as of 10/1/2026. Rate may vary based on creditworthiness, amount financed, and loan terms. The APR may increase or decrease during the term of the loan based on changes in an interest rate index (WSJ prime rate plus internal spread). |
Used Auto Loan
Rates and terms are based on creditworthiness, collateral value, amount financed, and other factors. Rates are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.25% | Rate applies to terms up to 36 months. |
| 37–48 months | 5.25% | Rate applies to terms from 37 to 48 months. |
| 49–60 months | 5.40% | Rate applies to terms from 49 to 60 months. |
| 61–72 months | 5.40% | Rate applies to terms from 61 to 72 months. |
| up to 72 months | 5.25% | Rates current as of 10/1/2026. Rate may vary based on creditworthiness, amount financed, and loan terms. The APR may increase or decrease during the term of the loan based on changes in an interest rate index (WSJ prime rate plus internal spread). |
Who can join CE Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, or attend school in Knox, Union, Blount, Anderson, or Loudon county.
Family and household
- Eligibility is open to spouses, children, parents, siblings, grandparents, or grandchildren of current members or eligible individuals.
Other ways
- Local business owners within the field of membership can join and offer credit union benefits to their teams.
Cost to join
- An initial deposit of $5.00 is required to open an account.
- A $5.00 one-time application fee is required to open an account.
Membership information collected October 5, 2026.