Credit union · NCUA insured
Carter Credit Union Credit Card Rates
Carter Credit Union credit cards start at 11.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Carter Credit Union’s credit card rates compare
Compared with banks and credit unions near Shreveport, LA, where Carter Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Carter Credit Union
11.50%APR
- Up to
- 17.80% APR
VISA Platinum
Lowest rate
Bossier Federal Credit Union
6.90%APR
- Up to
- 18.00% APR
2nd-lowest rate
Willis Knighton Federal Credit Union
6.90%APR
- Up to
- 16.40% APR
Carter Credit Union credit card score
75
Credit card score
Higher than 40% of U.S. banks and credit unions
- Purchase APRPurchase APR11.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Carter Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Share Secured Visa
Membership and approved credit required. Minimum payment is 3% APR or $25 whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.00% | None | — |
Sources (1)
- cartercu.org/Rates/Loan-Rates · captured Oct 7, 2026
VISA Platinum
Membership and approved credit required. 25-day grace period. No annual fee. Minimum payment is 3% APR or $25 whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.50%–17.80% | None | — |
| Intro, 12 months | 0.00% | None | Introductory purchase rate. After 12 month introductory rate, qualified rates then apply. |
| Intro, 18 months | 0.00% | None | Introductory balance transfer rate. 3% fee on each balance transfer amount or $5, whichever is greater. After 18 month introductory rate, qualified rates then apply. |
Sources (2)
All captured Oct 7, 2026
VISA Platinum with Rewards
Membership and approved credit required. 25-day grace period. No annual fee. Minimum payment is 3% APR or $25 whichever is greater. Earn rewards points.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50%–16.50% | None | — |
| Intro, 12 months | 0.00% | None | Introductory purchase rate. After 12 month introductory rate, qualified rates then apply. |
| Intro, 18 months | 0.00% | None | Introductory balance transfer rate. 3% fee on each balance transfer amount or $5, whichever is greater. After 18 month introductory rate, qualified rates then apply. |
Sources (2)
All captured Oct 7, 2026
Who can join Carter Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.