Credit union · NCUA insured
Carolina Foothills Federal Credit Union Credit Card Rates
Top CarrotCarolina Foothills Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Carolina Foothills Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Greenville, SC, where Carolina Foothills Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Carolina Foothills Federal Credit Union
9.90%APR
- Annual fee
- None
VISA Credit Card
Lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
2nd-lowest rate
Peach State Federal Credit Union
8.90%APR
- Annual fee
- None
Carolina Foothills Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Carolina Foothills Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Fixed interest rate. 25-day grace period. No Balance Transfer Fees. Subject to credit approval. Rates based on creditworthiness. Earn points on every purchase.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Rates as low as 9.90% APR based on approved credit. Fixed interest rate. 25-day grace period. |
| Intro, 12 months | 2.99% | None | Introductory offer: 2.99% APR for the first 12 months. |
Sources (2)
All captured Oct 22, 2026
Who can join Carolina Foothills Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, volunteers, or attends school in Spartanburg, Greenville, Gaffney, or Mauldin.
- Membership is open to anyone who lives, works, worships, or attends school in Spartanburg County, Greenville County, or Cherokee County.
Employers and groups
- Membership is open to employees of Carolina Foothills Federal Credit Union.
- Membership is open to employees of any of the credit union's list of over 125 local partner companies.
- Membership is open to persons retired as pensioners or annuitants from eligible employment.
Family and household
- Membership is open to members of the immediate family or household of eligible employees or retirees.
3 more ways to join
Family and household
- Membership is open to anybody who is related to a current member.
- Membership is open to spouses of persons who died while within the credit union's field of membership.
Other ways
- Membership is open to organizations of eligible persons.
Cost to join
- Opening membership requires a minimum deposit of $5.00 into a Regular Share Account.
Membership information collected October 4, 2026.