Credit union · NCUA insured
Capstone Federal Credit Union Credit Card Rates
Capstone Federal Credit Union credit card rates start at 8.80% APR. Rates checked October 16, 2026.
How Capstone Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where Capstone Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Capstone Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
The Capstone Visa Gold Card
Credit limits up to $15,000 (minimum $500). Plan A, B have no annual fee; Plan C, D have a $20.00 annual fee (cards with interest rates above 13.80% have an annual fee of $20.00). 25-day grace period on purchases. Low non-variable rates with 45-day notice of rate changes. No penalty rates. Balance transfer and cash advance fees 1% or max $10.00. Rate based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00%–8.99% | None | Intro rates on Plan A, B for 12 months. No annual fee. Rate based on creditworthiness. |
| Intro, 6 months | 0.00%–8.99% | $20 | Intro rates on Plan C, D for 6 months. Annual fee $20.00. Rate based on creditworthiness. |
| Ongoing | 8.80%–15.80% | None | Regular ongoing APR ranging from 8.80% to 15.80% based on creditworthiness. Plan A, B No Annual Fee; Plan C, D Annual Fee $20.00. Default rate after introductory rate term. |
Sources (4)
- capstonefcu.coop
- capstonefcu.coop/wp-content/up…/06/2014_10_visaGold.pdf
- capstonefcu.coop/rates
- capstonefcu.coop/0-00-intro-rate-on-visa-cards
All captured Oct 16, 2026
Visa Secured
Borrow up to $5,000. Annual fee of $20.00. Secured credit card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.80%–15.80% | $20 | Up to $5,000, with a $20.00 Annual Fee. Rates quoted in a range based on a variety of factors. |
Sources (2)
All captured Oct 16, 2026
Who can join Capstone Federal Credit Union
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