Credit union · NCUA insured
Capstone Federal Credit Union Auto Loan Rates
Capstone Federal Credit Union auto loans start at 5.29% APR for a new vehicle and 5.29% for a used one. Rates checked October 16, 2026.
How Capstone Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Los Angeles, CA, where Capstone Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Capstone Federal Credit Union
5.29%APR
- Terms
- up to 84 months
- Discount
- None included
Auto Loan
Lowest rate
Downey Federal Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
United Catholics Federal CU
3.75%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
Capstone Federal Credit Union auto loan score
76
Auto loan score
Higher than 42% of U.S. banks and credit unions
- New vehicleNew5.29%
- Used vehicleUsed5.29%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Capstone Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Financing up to 100% for up to 7 years (84 months) on new autos, and up to 100% financing of Retail Blue Book value for up to 6 years (72 months) for used autos. Also available for refinancing existing auto loan or lease from another financial institution.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.29% | APR as low as 5.29% for New & Used autos. 100% financing up to 7 years on new autos, and up to 100% financing of Retail Blue Book value for up to 6 years for used autos. |
Who can join Capstone Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.