Credit union · NCUA insured
Capitol View Credit Union Auto Loan Rates
Capitol View Credit Union auto loans start at 4.49% APR for a new vehicle and 5.24% for a used one. Rates checked October 16, 2026.
How Capitol View Credit Union’s auto loan rates compare
Compared with banks and credit unions near Des Moines, IA, where Capitol View Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Capitol View Credit Union
4.49%APR
- Terms
- up to 60 months
New Vehicle & Motorcycle Loans (2024 and Newer)
Lowest rate
Midland Credit Union
4.10%APR
- Terms
- —
2nd-lowest rate
Collins Community Credit Union
4.14%APR
- Terms
- up to 60 months
Capitol View Credit Union auto loan score
87
Auto loan score
Higher than 79% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Capitol View Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
2018 and Older Used Vehicle & Motorcycle Loans
Rates are as of July 15, 2026, and are subject to change. All rates listed are best rates and may vary based on creditworthiness and other factors.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 7.24% | Regular Rate. Rates may vary based on creditworthiness and other factors. |
| up to 36 months | 6.99% | Loyalty Rate: Members who enroll in direct deposit of at least $1,000/mo. and setup automatic payments for their loan qualify for a 0.25% rate discount on that loan. This discount cannot be combined with other rate discounts. |
Sources (1)
- capview.org/loans/vehicle-loans · captured Oct 5, 2026
2019 – 2020 Used Vehicle & Motorcycle Loans
Rates are as of July 15, 2026, and are subject to change. All rates listed are best rates and may vary based on creditworthiness and other factors.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.24% | Regular Rate. Rates may vary based on creditworthiness and other factors. |
| up to 48 months | 5.99% | Loyalty Rate: Members who enroll in direct deposit of at least $1,000/mo. and setup automatic payments for their loan qualify for a 0.25% rate discount on that loan. This discount cannot be combined with other rate discounts. |
| up to 60 months | 6.74% | Regular Rate. Rates may vary based on creditworthiness and other factors. |
| up to 60 months | 6.49% | Loyalty Rate: Members who enroll in direct deposit of at least $1,000/mo. and setup automatic payments for their loan qualify for a 0.25% rate discount on that loan. This discount cannot be combined with other rate discounts. |
Sources (1)
- capview.org/loans/vehicle-loans · captured Oct 5, 2026
2021 – 2023 Used Vehicle & Motorcycle Loans
Rates are as of July 15, 2026, and are subject to change. All rates listed are best rates and may vary based on creditworthiness and other factors.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.24% | Regular Rate. Rates may vary based on creditworthiness and other factors. |
| up to 48 months | 4.99% | Loyalty Rate: Members who enroll in direct deposit of at least $1,000/mo. and setup automatic payments for their loan qualify for a 0.25% rate discount on that loan. This discount cannot be combined with other rate discounts. |
| up to 60 months | 5.49% | Regular Rate. Rates may vary based on creditworthiness and other factors. |
| up to 60 months | 5.24% | Loyalty Rate: Members who enroll in direct deposit of at least $1,000/mo. and setup automatic payments for their loan qualify for a 0.25% rate discount on that loan. This discount cannot be combined with other rate discounts. |
| up to 72 months | 5.74% | Regular Rate. Rates may vary based on creditworthiness and other factors. |
| up to 72 months | 5.49% | Loyalty Rate: Members who enroll in direct deposit of at least $1,000/mo. and setup automatic payments for their loan qualify for a 0.25% rate discount on that loan. This discount cannot be combined with other rate discounts. |
Sources (1)
- capview.org/loans/vehicle-loans · captured Oct 5, 2026
New Vehicle & Motorcycle Loans (2024 and Newer)
Rates are as of July 15, 2026, and are subject to change. All rates listed are best rates and may vary based on creditworthiness and other factors.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.24% | Regular Rate. Rates may vary based on creditworthiness and other factors. |
| up to 36 months | 3.99% | Loyalty Rate: Members who enroll in direct deposit of at least $1,000/mo. and setup automatic payments for their loan qualify for a 0.25% rate discount on that loan. This discount cannot be combined with other rate discounts. |
| up to 48 months | 4.49% | Regular Rate. Rates may vary based on creditworthiness and other factors. |
| up to 48 months | 4.24% | Loyalty Rate: Members who enroll in direct deposit of at least $1,000/mo. and setup automatic payments for their loan qualify for a 0.25% rate discount on that loan. This discount cannot be combined with other rate discounts. |
| up to 60 months | 4.74% | Regular Rate. Rates may vary based on creditworthiness and other factors. |
| up to 60 months | 4.49% | Loyalty Rate: Members who enroll in direct deposit of at least $1,000/mo. and setup automatic payments for their loan qualify for a 0.25% rate discount on that loan. This discount cannot be combined with other rate discounts. |
| up to 72 months | 4.99% | Regular Rate. Rates may vary based on creditworthiness and other factors. |
| up to 72 months | 4.74% | Loyalty Rate: Members who enroll in direct deposit of at least $1,000/mo. and setup automatic payments for their loan qualify for a 0.25% rate discount on that loan. This discount cannot be combined with other rate discounts. |
| up to 84 months | 5.24% | Regular Rate. Rates may vary based on creditworthiness and other factors. |
| up to 84 months | 4.99% | Loyalty Rate: Members who enroll in direct deposit of at least $1,000/mo. and setup automatic payments for their loan qualify for a 0.25% rate discount on that loan. This discount cannot be combined with other rate discounts. |
Sources (1)
- capview.org/loans/vehicle-loans · captured Oct 5, 2026
Who can join Capitol View Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- City Government Employees in Iowa are eligible for membership.
- County Government Employees in Iowa are eligible for membership.
- Federal Government Employees in Iowa are eligible for membership.
- Retired or former public employees are eligible to join with documentation of prior employment.
- Public School District Employees in Iowa are eligible for membership.
- State of Iowa Employees are eligible for membership.
2 more ways to join
Family and household
- Family members and household members of existing Capitol View members qualify for membership.
Other ways
- Former members who previously closed their account can rejoin if they have closed their accounts only once.
Cost to join
- All members are required to maintain a $25 minimum Savings account balance.
Membership information collected October 4, 2026.