Bank · FDIC insured
Capital One
A $662.2B bank, the 7th largest of 4,207, headquartered in McLean, VA, with 248 branches in 9 states. It opens accounts online nationwide. Best rates: CDs 4.40% and savings 0.20% APY.
Capital One Carrot Score
84
Carrot Score
Higher than 65% of U.S. banks and credit unions
#15 of 19 nationwide online banksHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Capital One
- Headquarters
- 1680 Capital One Dr, McLean, VA 22102
- FDIC certificate
- 4297 ↗
Branches
248 branches in 9 states
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New York
76 branchesLouisiana
64 branchesMaryland
41 branches
Gaithersburg area · 4
- 12 Bureau Dr Branch12 Bureau Dr, Gaithersburg, MD 20878Directions
- Darnestown Road Branch12201 Darnestown Rd, Gaithersburg, MD 20878Directions
- Gaithersburg Branch317 Kentlands Blvd, Gaithersburg, MD 20878Directions
- North Frederick Branch509 N Frederick Ave, Gaithersburg, MD 20877Directions
Rockville area · 4
- Falls Grove Branch14943 Shady Grove Rd, Rockville, MD 20850Directions
- Halpine Road Branch101 Halpine Rd, Rockville, MD 20852Directions
- Hungerford Branch387 Hungerford Dr, Rockville, MD 20850Directions
- Nicholson Lane/Rockville Branch5041 Nicholson Ln, Rockville, MD 20852Directions
Baltimore area · 3
- Mondawmin Mall Branch2401 Liberty Heights Ave Ste 2725, Baltimore, MD 21215Directions
- Mt Clare Junction Branch1241 W Pratt St, Baltimore, MD 21223Directions
- Reisterstown Branch6504 Reisterstown Rd, Baltimore, MD 21215Directions
Silver Spring area · 3
- 13301 New Hampshire Avenue Branch13301 New Hampshire Ave, Silver Spring, MD 20904Directions
- 8401 Georgia Ave Branch8315 Georgia Ave, Silver Spring, MD 20910Directions
- West Tech Park/Silver Spring Branch12293 Tech Rd, Silver Spring, MD 20904Directions
Bethesda area · 2
- Cordell Avenue Branch4825 Cordell Ave, Bethesda, MD 20814Directions
- Georgetown Square Branch10400 Old Georgetown Rd, Bethesda, MD 20814Directions
Frederick area · 2
- Frederick Town Center Branch1305 W 7th St, Frederick, MD 21702Directions
- Urbana Pike/Frederick Branch5903 Buckeystown Pike, Frederick, MD 21704Directions
Germantown area · 2
- Frederick Road Branch21117 Frederick Rd, Germantown, MD 20876Directions
- Germantown Tc Branch19801 Century Blvd, Germantown, MD 20874Directions
Potomac area · 2
- 10211 River Road Branch10211 River Rd, Potomac, MD 20854Directions
- Cabin John Mall Branch7941 Tuckerman Ln, Potomac, MD 20854Directions
Wheaton area · 2
- 13641 Connecticut Avenue Branch13641 Connecticut Ave, Wheaton, MD 20906Directions
- Wheaton/Georgia Avenue Branch11241 Georgia Ave, Wheaton, MD 20902Directions
Annapolis area · 1
- 2063 West Street2063 West St, Annapolis, MD 21401Directions
Beltsville area · 1
- Beltsville Branch10800 Baltimore Ave, Beltsville, MD 20705Directions
Bowie area · 1
- Vista Gardens/Lanham Branch10651 Martin Luther King Jr Hwy, Bowie, MD 20720Directions
Burtonsville area · 1
- 1577 Columbia Pike Branch15664 Old Columbia Pike, Burtonsville, MD 20866Directions
Clarksville area · 1
- Clarksville Branch6090 Daybreak Cir, Clarksville, MD 21029Directions
Clinton area · 1
- Clinton Crossing Branch8845 Branch Ave, Clinton, MD 20735Directions
Dundalk area · 1
- Dundalk Branch1401 Merritt Blvd, Dundalk, MD 21222Directions
Elkridge area · 1
- Elkridge Branch6690 Marie Curie Dr, Elkridge, MD 21075Directions
Gambrills area · 1
- Waugh Chapel Branch2611 Brandermill Blvd, Gambrills, MD 21054Directions
Glen Burnie area · 1
- 7937 Ritchie Highway Branch7937 Ritchie Hwy, Glen Burnie, MD 21061Directions
Greenbelt area · 1
- Greenbelt Plaza Mall Branch6226 Greenbelt Rd, Greenbelt, MD 20770Directions
Hyattsville area · 1
- 6400 Belcrest Rd Branch6400 Belcrest Rd, Hyattsville, MD 20782Directions
Kensington area · 1
- Kensington Branch10707 Connecticut Ave, Kensington, MD 20895Directions
Largo area · 1
- Largo Town Center Branch1040 Largo Center Dr, Largo, MD 20774Directions
Laurel area · 1
- Laurel Shopping Center Branch1025 Washington Blvd S, Laurel, MD 20707Directions
Olney area · 1
- Town Center Branch18104 Town Center Dr, Olney, MD 20832Directions
Takoma Park area · 1
- Hampshire-Langley Branch1181 University Blvd E, Takoma Park, MD 20912Directions
Virginia
21 branchesTexas
20 branchesNew Jersey
16 branchesDistrict of Columbia
5 branchesConnecticut
1 branchDelaware
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.58% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.49% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.67% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $89 | $85 | — |
- CapitalLeverage ratio10.58%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.49%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.67%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$89Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Capital One are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.