Bank · FDIC insured
Capital One
A $662.2B bank, the 7th largest of 4,207, headquartered in McLean, VA, with 248 branches in 9 states. It opens accounts online nationwide. Best rates: CDs 4.40% and savings 0.20% APY.
Capital One Carrot Score
84
Carrot Score
Higher than 65% of U.S. banks and credit unions
#15 of 19 nationwide online banksHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Capital One
- Headquarters
- 1680 Capital One Dr, McLean, VA 22102
- FDIC certificate
- 4297 ↗
Branches
248 branches in 9 states
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New York
76 branchesLouisiana
64 branchesMaryland
41 branchesVirginia
21 branchesTexas
20 branchesNew Jersey
16 branches
Newark area · 2
- Market Street Branch537 Market St, Newark, NJ 07105Directions
- Springfield Avenue Branch487 Springfield Ave, Newark, NJ 07103Directions
Edison area · 1
- Edison Branch751 Route 1, Edison, NJ 08817Directions
Elizabeth area · 1
- Elizabeth Branch911 S Elmora Ave, Elizabeth, NJ 07202Directions
Fort Lee area · 1
- Hudson Light Branch177 Main St, Fort Lee, NJ 07024Directions
Iselin area · 1
- Woodbrigde/Iselin755 Us Highway 1 S, Iselin, NJ 08830Directions
Jersey City area · 1
- Journal Square Branch2851 John F. Kennedy Boulevard, Jersey City, NJ 07306Directions
Livingston area · 1
- Livingston Avenue Branch507 S Livingston Ave, Livingston, NJ 07039Directions
Lodi area · 1
- Lodi Branch184 Essex St, Lodi, NJ 07644Directions
North Plainfield area · 1
- North Plainfield Branch815 Route 22 West, North Plainfield, NJ 07060Directions
Nutley area · 1
- Nutley Branch474 Franklin Ave, Nutley, NJ 07110Directions
Paramus area · 1
- Paramus Branch464 N Route 17, Paramus, NJ 07652Directions
Ridgewood area · 1
- Ridgewood - 10 Godwin Avenue Branch10 Godwin Ave, Ridgewood, NJ 07450Directions
Union area · 1
- Union Branch1735 Morris Ave, Union, NJ 07083Directions
West New York area · 1
- West New York Branch5913 Bergenline Ave, West New York, NJ 07093Directions
Woodland Park area · 1
- Woodland Park Branch287 Browertown Road & Route 46, Woodland Park, NJ 07424Directions
District of Columbia
5 branchesConnecticut
1 branchDelaware
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.58% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.49% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.67% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $89 | $85 | — |
- CapitalLeverage ratio10.58%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.49%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.67%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$89Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Capital One are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.