Bank · FDIC insured
Capital One
A $662.2B bank, the 7th largest of 4,207, headquartered in McLean, VA, with 248 branches in 9 states. It opens accounts online nationwide. Best rates: CDs 4.40% and savings 0.20% APY.
Capital One Carrot Score
84
Carrot Score
Higher than 65% of U.S. banks and credit unions
#15 of 19 nationwide online banksHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Capital One
- Headquarters
- 1680 Capital One Dr, McLean, VA 22102
- FDIC certificate
- 4297 ↗
Branches
248 branches in 9 states
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New York
76 branchesLouisiana
64 branchesMaryland
41 branchesVirginia
21 branchesTexas
20 branches
Houston area · 4
- Aldine Westfield Branch3037 Fm 1960 Rd, Houston, TX 77073Directions
- Blalock Branch1260 Blalock Rd, Houston, TX 77055Directions
- Royal Oaks Branch11697 Westheimer Rd, Houston, TX 77077Directions
- West University Branch3207 Westpark Dr, Houston, TX 77005Directions
Dallas area · 3
- Forest And Josey Branch2903 Forest Ln, Dallas, TX 75234Directions
- Northwest Hwy And Webb Chapel Branch3647 W Northwest Hwy, Dallas, TX 75220Directions
- Timber Creek Branch6161 Retail Rd, Dallas, TX 75231Directions
Beaumont area · 1
- Gateway Branch3775 Stagg Dr, Beaumont, TX 77701Directions
Coppell area · 1
- Coppell105 S Denton Tap Rd, Coppell, TX 75019Directions
Fairview area · 1
- Stacy Road Branch101 Stacy Rd, Fairview, TX 75069Directions
Garland area · 1
- South Garland Highway Branch2015 Northwest Hwy, Garland, TX 75041Directions
Humble area · 1
- Humble Branch9461 Fm 1960 Bypass Rd W, Humble, TX 77338Directions
Irving area · 1
- O'Connor Road Branch4975 N O Connor Rd, Irving, TX 75062Directions
Katy area · 1
- Cinco Ranch Branch23910 Westheimer Pkwy, Katy, TX 77494Directions
Pearland area · 1
- Broadway & 288 Branch10515 Broadway St, Pearland, TX 77584Directions
Plano area · 1
- Plano Centre Branch1221 E Spring Creek Pkwy, Plano, TX 75074Directions
Port Arthur area · 1
- Mid-County Branch2950 Highway 365, Port Arthur, TX 77642Directions
Sugar Land area · 1
- First Colony Branch2353 Town Center Dr, Sugar Land, TX 77478Directions
Texarkana area · 1
- Central Mall Branch2318 Richmond Rd, Texarkana, TX 75503Directions
Tyler area · 1
- South Broadway Branch7601 S Broadway Ave, Tyler, TX 75703Directions
New Jersey
16 branchesDistrict of Columbia
5 branchesConnecticut
1 branchDelaware
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.58% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.49% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.67% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $89 | $85 | — |
- CapitalLeverage ratio10.58%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.49%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.67%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$89Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Capital One are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.