Credit union · NCUA insured
Capital Area REALTORS® Federal Credit Union Auto Loan Rates
Capital Area REALTORS® Federal Credit Union auto loans start at 6.49% APR for a new vehicle and 6.99% for a used one. Rates checked October 22, 2026.
How Capital Area REALTORS® Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Capital Area REALTORS® Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Capital Area REALTORS® Federal Credit Union
6.49%APR
- Terms
- 60–72 months
- Up to
- 7.29% APR
New Car Loan
Lowest rate
TruEnergy Federal Credit Union
3.74%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
Capital Area REALTORS® Federal Credit Union auto loan score
62
Auto loan score
Higher than 7% of U.S. banks and credit unions
- New vehicleNew6.49%
- Used vehicleUsed6.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Capital Area REALTORS® Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car Loan
Rates for borrowers with strong credit. Loans over $70,000.00 add 0.75% to the rate.
| Terms | APR | Conditions |
|---|---|---|
| 60–72 months | 6.49%–7.29% | Rates for borrowers with strong credit. Loans over $70,000.00 add 0.75% to the rate. |
Used Car Loan
Rates for borrowers with strong credit. Loans over $70,000.00 add 0.75% to the rate.
| Terms | APR | Conditions |
|---|---|---|
| 48–60 months | 6.99%–7.79% | Rates for borrowers with strong credit. Loans over $70,000.00 add 0.75% to the rate. |
Who can join Capital Area REALTORS® Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of partner associations including GCAAR, Prince George’s County Association of REALTORS®, and Frederick County Association of REALTORS® (FCAR) are eligible for membership.
Family and household
- Employees and immediate family members of approved companies are eligible for membership.
Cost to join
- An initial minimum deposit of $5 is required to open an account.
Membership information collected October 4, 2026.