Credit union · NCUA insured
Canvas Credit Union Auto Loan Rates
Top CarrotCanvas Credit Union auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How Canvas Credit Union’s auto loan rates compare
Compared with banks and credit unions near Denver, CO, where Canvas Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Canvas Credit Union
5.49%APR
- Terms
- 1–63 months
Auto Loans
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
2nd-lowest rate
Climb Credit Union
4.49%APR
- Terms
- up to 96 months
Canvas Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Canvas Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
For car, truck, and SUV purchases (new or used) or refinancing. Best rates may vary based on personal credit history, collateral value, loan to value (LTV), terms, and other factors. Full vehicle insurance coverage required throughout loan term. Rate discounts available with direct deposit or LTV <= 100% and <= 80%.
| Terms | APR | Conditions |
|---|---|---|
| 1–63 months | 5.49% | 2023-2026 Model Year. Best Rate; rates are adjusted based on Loan to Value (LTV). Rate discounts available with LTV <= 100% and <= 80%. |
| 64–75 months | 5.74% | 2023-2026 Model Year. Best Rate; rates are adjusted based on Loan to Value (LTV). Rate discounts available with LTV <= 100% and <= 80%. |
| 76–84 months | 6.49% | 2023-2026 Model Year. Best Rate; rates are adjusted based on Loan to Value (LTV). Rate discounts available with LTV <= 100% and <= 80%. |
| 1–63 months | 6.09% | 2020-2022 Model Year. Best Rate; rates are adjusted based on Loan to Value (LTV). Rate discounts available with LTV <= 100% and <= 80%. |
| 64–75 months | 6.34% | 2020-2022 Model Year. Best Rate; rates are adjusted based on Loan to Value (LTV). Rate discounts available with LTV <= 100% and <= 80%. |
| 1–63 months | 6.44% | 2016-2019 Model Year. Best Rate; rates are adjusted based on Loan to Value (LTV). Rate discounts available with LTV <= 100% and <= 80%. |
| 1–63 months | 7.44% | 2015 or Older Model Year. Best Rate; rates are adjusted based on Loan to Value (LTV). Rate discounts available with LTV <= 100% and <= 80%. |
Sources (4)
- canvas.org/personal/loans
- canvas.org/personal/loans/auto-loans-colorado
- canvas.org/personal/loans/vehicles
- canvas.org/rates
All captured Oct 4, 2026
Motorcycle Loans
Finance new and used motorcycles or refinance. Terms up to 60 months. Best Rate may vary based on personal credit history, collateral value, loan to value (LTV), terms, and other factors. Loan to Value (LTV) max 95%.
| Terms | APR | Conditions |
|---|---|---|
| 1–60 months | 7.49% | New or used. Terms 01-60 mos. Loan to Value (LTV) max 95%. Best Rate may vary based on personal credit history, value of collateral, loan to value (LTV), terms, and other factors. |
Sources (3)
All captured Oct 4, 2026
Who can join Canvas Credit Union
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