Credit union · NCUA insured
Cal State LA Federal Credit Union CD Rates
A $79.9M credit union headquartered in Los Angeles, CA, with 4,870 members and 1 branch in California.
How Cal State LA Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where Cal State LA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cal State LA Federal Credit Union
4.23%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $864
Certificates
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Certificates
Up to 4.23%APY · 5 terms
Available to Cal State LA students, staff, faculty, and residents from surrounding communities. Dividends are compounded and credited monthly (paid on the last day of each month). Early withdrawal penalty is equal to 3 months of dividends.
| Term | APY · $500 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months | 4.07% | 4.17% | 4.07%4.17% from $100k | $407 |
| 24 months | 4.23% | 4.33% | 4.23%4.33% from $100k | $864 |
| 36 months | 3.97% | 4.07% | 3.97%4.07% from $100k | $1,239 |
| 48 months | 3.97% | 4.07% | 3.97%4.07% from $100k | $1,685 |
| 60 months | 3.97% | 4.07% | 3.97%4.07% from $100k | $2,149 |
Sources (2)
All captured Oct 16, 2026
Who can join Cal State LA Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to those who live, work, worship, or go to school in El Sereno.
- Residents of Los Angeles County may join by joining the Cal State LA Friends of the Alumni Association for a $50.00 application fee (pending review/qualification).
Employers and groups
- Membership is available to members of the El Sereno Chamber of Commerce.
- Membership is available to employees of Goodwill Industries.
- Membership is available to employees of Grifols.
- Membership is available to employees of approved Select Employee Groups.
5 more ways to join
Military, government and schools
- Membership is available to members of the Cal State LA Alumni Association.
- Membership is available to Cal State LA faculty, staff, and students.
- Membership is available to employees of the cities of Vernon, Bell, Bell Gardens, Cudahy, Maywood, and Huntington Park.
- Membership is available to Cal State LA retirees who retired from employment at Cal State LA.
Family and household
- Membership is available to family members of credit union members.
Cost to join
- An opening deposit of at least $25 is required to open an account.
Membership information collected October 5, 2026.