Credit union · NCUA insured
Cabot CCU Auto Loan Rates
Cabot CCU auto loans start at 5.60% APR for a new vehicle and 6.10% for a used one. Rates checked October 16, 2026.
How Cabot CCU’s auto loan rates compare
Compared with banks and credit unions near Pampa, TX, where Cabot CCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Cabot CCU
5.60%APR
- Terms
- —
New Auto Loans
Lowest rate
Pampa Teachers Federal Credit Union
4.50%APR
- Terms
- up to 60 months
2nd-lowest rate
Pantex Federal Credit Union
5.00%APR
- Terms
- 61–72 months
Cabot CCU auto loan score
67
Auto loan score
Higher than 19% of U.S. banks and credit unions
- New vehicleNew5.60%
- Used vehicleUsed6.10%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cabot CCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Antique Auto Loans
Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| — | 10.00% | Rate based on creditworthiness and term of loan. |
Motorcycles
Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| — | 9.00% | Rate based on creditworthiness and term of loan. |
Sources (1)
- cabotccu.com/lending-center · captured Oct 6, 2026
New Auto Loans
Rate based on creditworthiness and term of loan. New cars can often be financed with little or no down payment, depending upon credit qualifications.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.60% | Rate based on creditworthiness and term of loan. |
Used Auto Loans
Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.10% | Rate based on creditworthiness and term of loan. |
Sources (1)
- cabotccu.com/lending-center · captured Oct 6, 2026
Who can join Cabot CCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, as well as businesses and other legal entities within Carson, Gray, and Roberts County, are eligible for membership.
Employers and groups
- Employees of Cabot Corporation, Cabot Oil & Gas, and National Oilwell Varco are eligible for membership.
- Employees of Hunting International, Pampa Regional Medical Center, Ford Family Medicine, Briarwood Church, Thurmond McGlothlin, Engine Parts & Supply, Flogistics, Midwest Compressors, and Willis Manufacturing are eligible for membership.
Military, government and schools
- Employees of Gray County, Roberts County, and Carson County are eligible for membership.
Family and household
- Any blood or legal relative (related by blood or marriage) of anyone eligible for membership is also eligible.
- Spouses of eligible persons who died while in the field of membership are eligible for membership.
1 more way to join
Other ways
- Retirees and their spouses receiving retirement or pension resulting from employment by any organization in the credit union's field of membership are eligible.
Cost to join
- Opening a Share (Savings) Account to establish membership requires a minimum deposit of $5, completing and signing an Account Card, and providing a copy of a driver's license/state ID and social security card.
Membership information collected October 5, 2026.