Credit union · NCUA insured
Building Trades Credit Union Credit Card Rates
Building Trades Credit Union credit cards start at 14.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Building Trades Credit Union’s credit card rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Building Trades Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Building Trades Credit Union
14.50%APR
BTCU Credit Card
Lowest rate
NSP Credit Union
7.90%APR
2nd-lowest rate
Pipefitters Steamfitters Credit Union
8.75%APR
Building Trades Credit Union credit card score
63
Credit card score
Higher than 8% of U.S. banks and credit unions
- Purchase APRPurchase APR14.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Building Trades Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
BTCU Credit Card
Available to eligible union members, affiliated groups, and their immediate family/household members. Low variable rate Mastercard with no annual fee, no cash advance fees, and no balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.50% | None | Low variable rate ('as low as') for purchases. No annual fee, no balance transfer fees, no cash advance fees, plus rewards. |
Who can join Building Trades Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- A person who retired while in the field of membership remains eligible for membership.
- Membership is open to members or employees of eligible unions or affiliated groups.
Family and household
- Membership is open to immediate family members and household members of eligible persons.
- Membership is open to the spouse of a person who died while eligible for membership.
Cost to join
- A Labor Saver savings account is required for membership.
Membership information collected October 4, 2026.