Credit union · NCUA insured
BRECO FCU Savings Rates
Top CarrotBRECO FCU’s best savings rate is 0.20% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How BRECO FCU’s savings rates compare
Compared with banks and credit unions near Baton Rouge, LA, where BRECO FCU has the most branches. $10,000, best rate first.
This credit union’s best
BRECO FCU
0.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $20
Money Market
Top rate
Baton Rouge Telco FCU
3.85%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $385
2nd-highest rate
Ascension Credit Union
3.60%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $360
BRECO FCU savings score
71
Savings score
Higher than 28% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0002.53%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BRECO FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Extended Insurance Account
Up to 3.00%APY
Automated insured sweep solution providing extended NCUA coverage via the ModernFi network. $25,000 minimum to open; $25,000 minimum to earn dividends. Dividends paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 – $99,999Dividends paid monthly. $25,000 minimum to open; $25,000 minimum to earn dividends. | 2.38% | — | Dividends paid monthly. $25,000 minimum to open; $25,000 minimum to earn dividends. |
| $100,000 – $249,999Dividends paid monthly. $25,000 minimum to open; $25,000 minimum to earn dividends. | 2.53% | — | Dividends paid monthly. $25,000 minimum to open; $25,000 minimum to earn dividends. |
| $250,000 – $499,999Dividends paid monthly. $25,000 minimum to open; $25,000 minimum to earn dividends. | 2.69% | — | Dividends paid monthly. $25,000 minimum to open; $25,000 minimum to earn dividends. |
| $500,000 – $999,999Dividends paid monthly. $25,000 minimum to open; $25,000 minimum to earn dividends. | 2.84% | — | Dividends paid monthly. $25,000 minimum to open; $25,000 minimum to earn dividends. |
| $1,000,000 and upDividends paid monthly. $25,000 minimum to open; $25,000 minimum to earn dividends. | 3.00% | — | Dividends paid monthly. $25,000 minimum to open; $25,000 minimum to earn dividends. |
Money Market
0.20%APY
$1,000 minimum to open; $2,500 minimum to earn dividends. Dividends Paid Monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $9,999Dividends Paid Monthly. $1,000 minimum to open; $2,500 minimum to earn dividends. | 0.15% | — | Dividends Paid Monthly. $1,000 minimum to open; $2,500 minimum to earn dividends. |
| $10,000 – $24,999Dividends Paid Monthly. $1,000 minimum to open; $2,500 minimum to earn dividends. | 0.20% | $20 | Dividends Paid Monthly. $1,000 minimum to open; $2,500 minimum to earn dividends. |
| $25,000 – $49,999Dividends Paid Monthly. $1,000 minimum to open; $2,500 minimum to earn dividends. | 0.25% | — | Dividends Paid Monthly. $1,000 minimum to open; $2,500 minimum to earn dividends. |
| $50,000 – $99,999Dividends Paid Monthly. $1,000 minimum to open; $2,500 minimum to earn dividends. | 0.30% | — | Dividends Paid Monthly. $1,000 minimum to open; $2,500 minimum to earn dividends. |
| $100,000 and upDividends Paid Monthly. $1,000 minimum to open; $2,500 minimum to earn dividends. | 0.35% | — | Dividends Paid Monthly. $1,000 minimum to open; $2,500 minimum to earn dividends. |
Sources (1)
- brecofcu.com/deposit-rates · captured Sep 18, 2026
Savings Account
0.10%APY
Dividends credited quarterly on average daily balances of $25.00. $5.00 minimum to open and maintain membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMust maintain minimum average daily balance of $25.00 to earn dividends. Dividends paid quarterly. No service fees or charges.$25 and up | 0.10% | $10 | Must maintain minimum average daily balance of $25.00 to earn dividends. Dividends paid quarterly. No service fees or charges. |
Special-purpose accounts
IRA Share
0.25%APY
Dividends paid quarterly. Must maintain minimum average daily balance of $25.00 to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends paid quarterly. Must maintain minimum average daily balance of $25.00 to earn dividends.$25 and up | 0.25% | $25 | Dividends paid quarterly. Must maintain minimum average daily balance of $25.00 to earn dividends. |
Sources (1)
- brecofcu.com/deposit-rates · captured Sep 18, 2026
Vacation/Christmas Club Account
0.10%APY
Dividends credited quarterly on average daily balances of $25.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMust maintain minimum average daily balance of $25.00 to earn dividends. Dividends paid quarterly.$25 and up | 0.10% | $10 | Must maintain minimum average daily balance of $25.00 to earn dividends. Dividends paid quarterly. |
Who can join BRECO FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in the underserved designations of specified Louisiana parishes are eligible for membership.
Employers and groups
- Employees, members, or retirees of qualifying partner companies and associations are eligible to join.
Family and household
- Immediate family members of an existing BRECO FCU member are eligible for membership.
Cost to join
- Membership requires opening a Share Account with a deposit of $5.00 or more.
Membership information collected October 5, 2026.