Credit union · NCUA insured
BMI Federal Credit Union Auto Loan Rates
Top CarrotBMI Federal Credit Union auto loans start at 5.34% APR for a new vehicle and 5.34% for a used one. Rates checked October 16, 2026.
How BMI Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Columbus, OH, where BMI Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
BMI Federal Credit Union
5.34%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
Auto Loan
Lowest rate
Homeland Credit Union
4.19%APR
- Terms
- up to 66 months
- Up to
- 16.99% APR
- Discount
- None included
2nd-lowest rate
Abbott Laboratories Employees Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
BMI Federal Credit Union auto loan score
76
Auto loan score
Higher than 42% of U.S. banks and credit unions
- New vehicleNew5.34%
- Used vehicleUsed5.34%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where BMI Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Open to anyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. No application fees. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.04% | $20,000 vehicle loan with no down payment will have payments of $881.31 for 24 months. |
| up to 36 months | 5.14% | $20,000 vehicle loan with no down payment will have payments of $603.16 for 36 months. |
| up to 48 months | 5.24% | $20,000 vehicle loan with no down payment will have payments of $464.73 for 48 months. |
| up to 60 months | 5.34% | $20,000 vehicle loan with no down payment will have payments of $382.20 for 60 months. |
| up to 72 months | 5.44% | $20,000 vehicle loan with no down payment will have payments of $327.64 for 72 months. |
| up to 84 months | 6.04% | $30,000 vehicle loan with no down payment will have payments of $441.00 for 84 months. |
Sources (1)
- bmifcu.org/auto.html · captured Oct 7, 2026
Who can join BMI Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Available to anyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County, Ohio.
Family and household
- Membership eligibility is extended to family members, including spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, and adoptive relationships.
Membership information collected October 5, 2026.