Credit union · NCUA insured
BMI Federal Credit Union Credit Card Rates
Top CarrotBMI Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How BMI Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Columbus, OH, where BMI Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
BMI Federal Credit Union
9.90%APR
- Up to
- 17.90% APR
BMI FCU Visa Platinum Credit Card
Lowest rate
Scott Associates Credit Union Inc
8.99%APR
- Up to
- 15.99% APR
2nd-lowest rate
State Highway Patrol Federal Credit Union
8.99%APR
- Up to
- —
BMI Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where BMI Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
BMI FCU Visa Platinum Credit Card
Applicable to Visa Platinum and Visa Platinum Secured accounts. For California borrowers, the card is a secured credit card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–17.90% | None | APR for purchases, based on creditworthiness. |
| Intro, 12 months | 0.00% | None | Introductory APR for 12 months from the first balance transfer on transactions of $1,000.00 or greater posted during the first 30 days following account opening. Existing BMI FCU loan or credit card balances are not eligible. After that, APR will be 9.900% to 17.900%, based on creditworthiness. |
| Ongoing | 9.90%–17.90% | None | APR for balance transfer transactions below $1,000.00, based on creditworthiness. |
Sources (1)
- bmifcu.org/10tv-visa.html · captured Oct 7, 2026
BMI FCU Visa With Rewards Credit Card
Applicable to Visa With Rewards and Visa With Rewards Secured accounts. For California borrowers, the card is a secured credit card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.99%–18.00% | $49 | APR for purchases, based on creditworthiness at account opening. Variable rate based on the Prime Rate. |
| Intro, 12 months | 0.00% | $49 | Introductory APR for 12 months from the first balance transfer on transactions of $1,000.00 or greater. Existing BMI FCU loan or credit card balances are not eligible. After that, APR will be 16.990% to 18.000% based on creditworthiness (variable rate based on Prime Rate). |
| Ongoing | 16.99%–18.00% | $49 | APR for balance transfer transactions below $1,000.00, based on creditworthiness. Variable rate based on the Prime Rate. |
Sources (1)
- bmifcu.org/10tv-visa.html · captured Oct 7, 2026
Who can join BMI Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Available to anyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County, Ohio.
Family and household
- Membership eligibility is extended to family members, including spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, and adoptive relationships.
Membership information collected October 5, 2026.