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Credit union · NCUA insured

Blue Flame Credit Union Auto Loan Rates

Blue Flame Credit Union auto loans start at 5.49% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.

How Blue Flame Credit Union’s auto loan rates compare

Compared with banks and credit unions near Mobile, AL, where Blue Flame Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Blue Flame Credit Union

    5.49%APR

    Terms
    up to 72 months

    New Vehicles

  • Top Carrot, Carrot Score 87

    Lowest rate

    Navigator Credit Union

    4.24%APR

    Terms
    up to 84 months

    Navigator Credit Union rates

  • Top Carrot, Carrot Score 88

    2nd-lowest rate

    Azalea City Credit Union

    4.39%APR

    Terms
    —

    Azalea City Credit Union rates

Compare auto loan rates near you →

Blue Flame Credit Union auto loan score

82

Auto loan score

Higher than 60% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.49%
  • Used vehicleUsed4.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Blue Flame Credit Union ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Blue Flame Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Membership is open to Felder Services.
  • Membership is open to Spire Energy.

Family and household

  • Membership is open to immediate family members of Spire Energy and Felder Services.

Membership information collected October 4, 2026.

← Blue Flame Credit Union overview