Credit union · NCUA insured
Navigator Credit Union Auto Loan Rates
Top CarrotNavigator Credit Union auto loans start at 4.24% APR for a new vehicle and 4.24% for a used one. Rates checked October 22, 2026.
How Navigator Credit Union’s auto loan rates compare
Compared with banks and credit unions near Gulfport, MS, where Navigator Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Navigator Credit Union
4.24%APR
- Terms
- up to 84 months
Loans for Cars, Trucks, and SUVs
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
3rd-lowest rate
Memorial Federal Credit Union
4.29%APR
- Terms
- —
Navigator Credit Union auto loan score
93
Auto loan score
Higher than 94% of U.S. banks and credit unions
- New vehicleNew4.24%
- Used vehicleUsed4.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Navigator Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Loans for Cars, Trucks, and SUVs
Same low rates for new and used vehicles. APR varies based on borrower's credit profile, age of vehicle, loan term, loan-to-value ratio, and/or vehicle mileage. Membership and credit eligibility requirements apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.24% | Rate is as low as 4.24% APR. Terms up to 84 months depending on the age and mileage of the vehicle. Based on a $20,000 loan with a 4.24% APR for 36 months, estimated monthly payments are $593. |
Sources (1)
- navigatorcu.org/loans/vehicle-loans · captured Oct 4, 2026
Who can join Navigator Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.