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Credit union · NCUA insured

Blaze Credit Union Auto Loan Rates

Top Carrot, Carrot Score 88Top Carrot

Blaze Credit Union auto loans start at 5.20% APR for a new vehicle and 5.50% for a used one. Rates checked October 16, 2026.

How Blaze Credit Union’s auto loan rates compare

Compared with banks and credit unions near Minneapolis, MN-WI, where Blaze Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 88

    This credit union’s lowest

    Blaze Credit Union

    5.20%APR

    Terms
    up to 60 months
    Discount
    Included in the rate

    New Vehicle Loan

  • Top Carrot, Carrot Score 91

    Lowest rate

    Magnifi Financial

    3.99%APR

    Terms
    —
    Discount
    Included in the rate

    Magnifi Financial rates

  • Top Carrot, Carrot Score 93

    2nd-lowest rate

    St. Paul Federal Credit Union

    4.29%APR

    Terms
    up to 60 months
    Discount
    None included

    St. Paul Federal Credit Union rates

Compare auto loan rates near you →

Blaze Credit Union auto loan score

71

Auto loan score

Higher than 28% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.20%
  • Used vehicleUsed5.50%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Blaze Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Blaze Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Persons who live, work, worship, volunteer, attend school, or do business in designated counties in Minnesota and Wisconsin (as well as qualifying organizations and businesses) are eligible to join.

Employers and groups

  • Employees of Ecolab Inc. and its wholly owned US subsidiaries are eligible to join.
  • Employees, pensioners, annuitants, or persons with a relationship to Hubbard Broadcasting, Inc., or Liberty Diversified International (LDI) and their divisions/subsidiaries are eligible to join.
  • Employees and voting members of Minnesota Hockey in St. Paul, MN are eligible to join.
  • Employees and members of Minnesota Recreation and Park Association and Foundation qualifying under specified bylaws are eligible to join.
  • Employees of Short Elliott Hendrickson, Inc. working in or paid from specified locations are eligible to join.
6 more ways to join

Employers and groups

  • Employees of Supervalu, Inc. Cub Corporation Stillwater, MN and Pharmacy Subsidiary of Supervalu, Inc. are eligible to join.

Military, government and schools

  • Non-federal employees/volunteers at Fort Snelling Reservation or Cemetery, and retirees/dependents receiving benefits from Fort Snelling installation, are eligible to join.
  • Employees of the MN Department of Transportation or MN Department of Public Safety working in Minnesota are eligible to join.
  • Members of the University of Minnesota Alumni Association (UMAA) are eligible to join.

Family and household

  • Immediate family members of current Blaze Credit Union members are eligible for membership.

Other ways

  • Anyone who does not meet other criteria can become eligible by making a one-time $10 donation to the Blaze Foundation.

Cost to join

  • A one-time donation of $10 to the Blaze Foundation is required to join via the foundation route.
  • A minimum balance of $10.00 (par value) in a Share Savings account is required to maintain membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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