Credit union · NCUA insured
Blaze Credit Union Credit Card Rates
Top CarrotBlaze Credit Union credit cards start at 12.65% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Blaze Credit Union’s credit card rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Blaze Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Blaze Credit Union
12.65%APR
- Up to
- 18.24% APR
Blaze Visa Platinum Credit Card
Lowest rate
NSP Credit Union
7.90%APR
- Up to
- —
2nd-lowest rate
Pipefitters Steamfitters Credit Union
8.75%APR
- Up to
- —
Blaze Credit Union credit card score
69
Credit card score
Higher than 25% of U.S. banks and credit unions
- Purchase APRPurchase APR12.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Blaze Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Blaze Visa Platinum Credit Card
Variable APR based on Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.40%–17.99% | None | Based on creditworthiness. Variable APR based on the Prime Rate. |
| Intro, 12 months | 0.00% | None | Introductory APR on purchases made within 12 months of opening account. After introductory period, APR is 12.40%-17.99% based on creditworthiness. |
| Intro, 12 months | 2.99% | None | Introductory rate when moving balance of other higher-rate card to Blaze within the first 90 days of opening account, for 12 months. No fee to transfer credit card balance to Blaze ($0.00). After introductory period, APR is 12.40%-17.99% based on creditworthiness. |
Sources (2)
- blazecu.com/personal/borrow/pe…l-loan-credit-card-rates
- blazecu.com/personal/borrow/vi…ds/low-rate-credit-cards
All captured Oct 16, 2026
Blaze Visa Platinum Rewards Credit Card
Variable APR based on Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.40%–17.99% | None | Based on creditworthiness. Variable APR based on Prime Rate. |
Sources (2)
- blazecu.com/personal/borrow/pe…l-loan-credit-card-rates
- blazecu.com/personal/borrow/visa-credit-cards
All captured Oct 16, 2026
Blaze Visa Signature Credit Card
Variable APR based on Prime Rate. Custom card design variants include Minnesota Wild Signature Visa Credit and UMN Alumni Signature Visa Credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.40%–17.99% | None | Regular APR based on creditworthiness. Variable APR based on the Prime Rate. |
| Intro, 12 months | 0.00% | None | Introductory offer on purchases made within 12 months from date of account opening. After introductory period, APR varies by creditworthiness (12.40% - 17.99% or 13.15% - 17.99%). |
| Intro, 12 months | 2.99% | None | Introductory rate on balance transfers made within 90 days from date of account opening for 12 billing cycles / months. Balance transfer fee is $0.00. After introductory period, APR varies by creditworthiness. |
Sources (3)
- blazecu.com
- blazecu.com/personal/borrow/pe…l-loan-credit-card-rates
- blazecu.com/personal/borrow/visa-credit-cards
All captured Sep 18, 2026
Who can join Blaze Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, volunteer, attend school, or do business in designated counties in Minnesota and Wisconsin (as well as qualifying organizations and businesses) are eligible to join.
Employers and groups
- Employees of Ecolab Inc. and its wholly owned US subsidiaries are eligible to join.
- Employees, pensioners, annuitants, or persons with a relationship to Hubbard Broadcasting, Inc., or Liberty Diversified International (LDI) and their divisions/subsidiaries are eligible to join.
- Employees and voting members of Minnesota Hockey in St. Paul, MN are eligible to join.
- Employees and members of Minnesota Recreation and Park Association and Foundation qualifying under specified bylaws are eligible to join.
- Employees of Short Elliott Hendrickson, Inc. working in or paid from specified locations are eligible to join.
6 more ways to join
Employers and groups
- Employees of Supervalu, Inc. Cub Corporation Stillwater, MN and Pharmacy Subsidiary of Supervalu, Inc. are eligible to join.
Military, government and schools
- Non-federal employees/volunteers at Fort Snelling Reservation or Cemetery, and retirees/dependents receiving benefits from Fort Snelling installation, are eligible to join.
- Employees of the MN Department of Transportation or MN Department of Public Safety working in Minnesota are eligible to join.
- Members of the University of Minnesota Alumni Association (UMAA) are eligible to join.
Family and household
- Immediate family members of current Blaze Credit Union members are eligible for membership.
Other ways
- Anyone who does not meet other criteria can become eligible by making a one-time $10 donation to the Blaze Foundation.
Cost to join
- A one-time donation of $10 to the Blaze Foundation is required to join via the foundation route.
- A minimum balance of $10.00 (par value) in a Share Savings account is required to maintain membership.
Membership information collected October 4, 2026.