Credit union · NCUA insured
Bison FCU Savings Rates
Bison FCU’s best savings rate is 0.40% APY on $10,000, with its Ready Cash Account. Rates checked October 15, 2026.
How Bison FCU’s savings rates compare
Compared with banks and credit unions near Shawnee, OK, where Bison FCU has the most branches. $10,000, best rate first.
This credit union’s best
Bison FCU
0.40%APY
- Minimum
- $100
- Earns on $10,000 a year
- $40
Ready Cash Account
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Bison FCU savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bison FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Ready Cash Account
0.40%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upDividends compounded monthly, credited monthly over calendar month dividend period. Average daily balance method. Account transfer limitations apply.$2,500 and up | 0.40% | $40 | Dividends compounded monthly, credited monthly over calendar month dividend period. Average daily balance method. Account transfer limitations apply. |
Sources (1)
- bisonfcu.com/shares-rates · captured Sep 18, 2026
Regular Share
0.30%APY
To establish membership at the credit union a share account must be established with a minimum deposit of $10.00. Federally insured by NCUA up to $250,000.00. Savings accounts have no monthly service fee. Access through Online Banking, PATSY, mail, ATM, or in person. ATM card available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded quarterly, credited quarterly over calendar quarter dividend period. Dividends paid on average daily balances of $100.00 and over. One free withdrawal per month, then $1.00 fee. Account transfer and withdrawal limitations apply.$100 and up | 0.30% | $30 | Dividends compounded quarterly, credited quarterly over calendar quarter dividend period. Dividends paid on average daily balances of $100.00 and over. One free withdrawal per month, then $1.00 fee. Account transfer and withdrawal limitations apply. |
Special-purpose accounts
IRA Share Account
0.35%APY
Traditional, Roth, and Education IRAs. Invest in IRA shares or certificates. Separately NCUA insured up to $250,000.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded quarterly, credited quarterly over calendar quarter dividend period. Average daily balance method. Account transfer limitations apply.Any balance | 0.35% | $35 | Dividends compounded quarterly, credited quarterly over calendar quarter dividend period. Average daily balance method. Account transfer limitations apply. |
Christmas Club Account
0.30%APY
One withdrawal per year. Balance of account transferred to regular share account on November 1. Account transfer and withdrawal limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividends compounded monthly, credited monthly over calendar month dividend period. Dividends paid on average daily balances of $50.00 and over.$50 and up | 0.30% | $30 | Dividends compounded monthly, credited monthly over calendar month dividend period. Dividends paid on average daily balances of $50.00 and over. |
Jr. Bison Share Account
0.30%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded quarterly, credited quarterly over calendar quarter dividend period. Average daily balance method. Account transfer limitations apply.Any balance | 0.30% | $30 | Dividends compounded quarterly, credited quarterly over calendar quarter dividend period. Average daily balance method. Account transfer limitations apply. |
Sources (1)
- bisonfcu.com/shares-rates · captured Sep 18, 2026
Who can join Bison FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, or owns a business in Pottawatomie County, Oklahoma.
Family and household
- Members of the immediate family of an existing member also qualify for membership.
Cost to join
- Opening a membership requires presenting a valid picture ID and depositing a minimum of $10 in a savings account.
Membership information collected October 4, 2026.