Credit union · NCUA insured
BFG Federal Credit Union Auto Loan Rates
BFG Federal Credit Union auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 16, 2026.
How BFG Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Akron, OH, where BFG Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
BFG Federal Credit Union
4.74%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
New and Used Auto Loans
Lowest rate
Summit Federal Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Integrity Federal Credit Union
4.25%APR
- Terms
- up to 72 months
- Discount
- None included
BFG Federal Credit Union auto loan score
62
Auto loan score
Higher than 8% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where BFG Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic Automobile Loans
Rates include 1/4% rate discount for selecting an automated loan repayment option. The Annual Percentage Rates listed above are our best rates. Your rate may be higher depending on your credit history and underwriting criteria.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 8.65% | Vehicle Value: < $10,000. Includes 1/4% rate discount for selecting an automated loan repayment option. The Annual Percentage Rates listed above are our best rates. Your rate may be higher depending on your credit history and underwriting criteria. |
| up to 60 months | 8.24% | Vehicle Value: > $10,000. Includes 1/4% rate discount for selecting an automated loan repayment option. The Annual Percentage Rates listed above are our best rates. Your rate may be higher depending on your credit history and underwriting criteria. |
| up to 72 months | 8.75% | Vehicle Value: > $10,000. Includes 1/4% rate discount for selecting an automated loan repayment option. The Annual Percentage Rates listed above are our best rates. Your rate may be higher depending on your credit history and underwriting criteria. |
Sources (1)
- bfgfcu.org/rates · captured Oct 16, 2026
New and Used Auto Loans
Rates include 1/4% rate discount for selecting an automated loan repayment option. Rate based on creditworthiness, credit history, underwriting criteria, and term of loan. Membership eligibility required (Summit County, Ohio or family/household). No application fee and no pre-payment penalties. Refinance promotion available for a limited time slashing interest rate in half on refinances from other lenders (minimum rate 4.74% APR for up to 84 months; no commercial vehicles, no other discounts apply).
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.74% | Model Year: 2026/2025/2024/2023. Includes 1/4% rate discount for selecting an automated loan repayment option. |
| up to 48 months | 4.74% | Model Year: 2026/2025/2024/2023. Includes 1/4% rate discount for selecting an automated loan repayment option. |
| up to 60 months | 4.74% | Model Year: 2026/2025/2024/2023. Includes 1/4% rate discount for selecting an automated loan repayment option. |
| up to 72 months | 4.74% | Model Year: 2026/2025/2024/2023. Includes 1/4% rate discount for selecting an automated loan repayment option. |
| up to 84 months | 4.74% | Model Year: 2026/2025/2024/2023. Includes 1/4% rate discount for selecting an automated loan repayment option. |
| 36–48 months | 4.74% | Model Year: 2021. Includes 1/4% rate discount for selecting an automated loan repayment option. |
| up to 60 months | 5.49% | Model Year: 2019. Includes 1/4% rate discount for selecting an automated loan repayment option. |
| up to 60 months | 5.74% | Model Year: 2017. Includes 1/4% rate discount for selecting an automated loan repayment option. |
| up to 48 months | 5.74% | Model Year: 2016/Older. Includes 1/4% rate discount for selecting an automated loan repayment option. |
Sources (4)
All captured Oct 16, 2026
Who can join BFG Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, volunteer, or attend school in Summit County, Ohio.
Family and household
- Eligibility is open to immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including stepparents, stepchildren, stepsiblings, and adoptive relationships) or household members living in the same residence maintaining a single economic unit of an existing member or an individual eligible for membership.
Membership information collected October 5, 2026.