Credit union · NCUA insured
Bayou Community Federal Credit Union Savings Rates
Bayou Community Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Share Savings Account. Rates checked October 16, 2026.
How Bayou Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Bayou Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Bayou Community Federal Credit Union
0.10%APY
- Requires
- None
- Earns on $10,000 a year
- $10
Secondary Shares
Top rate
Baton Rouge Telco FCU
3.85%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $385
2nd-highest rate
Ascension Credit Union
3.60%APY
- Requires
- None
- Earns on $10,000 a year
- $360
Bayou Community Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bayou Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Savings Account
0.10%APY
Open to eligible members who work, worship, live, or conduct business in Iberville Parish (East side of the Mississippi River). Rate is determined by average daily balance at end of month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upRate is determined by average daily balance at end of Month.$25 and up | 0.10% | $10 | Rate is determined by average daily balance at end of Month. |
Sources (4)
- bayoucfcu.com/savings
- bayoucfcu.com/savings-accounts-carville
- bayoucfcu.com/savings-accounts-in-st-gabriel
- bayoucfcu.com/savings-rates
All captured Oct 5, 2026
Secondary Shares
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- bayoucfcu.com/savings-rates · captured Oct 5, 2026
Special-purpose accounts
Christmas Club Account
0.10%APY
Minimum balance of only $25.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance of only $25.Any balance | 0.10% | $10 | Minimum balance of only $25. |
Who can join Bayou Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who works, worships, lives in, or conducts business in Iberville Parish (East side of the Mississippi River) is eligible for membership.
Family and household
- Family members of eligible members, including spouse, father, mother, sister, brother, child, and grandchild, are eligible for membership.
Membership information collected October 5, 2026.