Credit union · NCUA insured
Baylor Health Care System Credit Union Credit Card Rates
Baylor Health Care System Credit Union credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Baylor Health Care System Credit Union’s credit card rates compare
Compared with banks and credit unions near Dallas, TX, where Baylor Health Care System Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Baylor Health Care System Credit Union
12.90%APR
Gold
Lowest rate
Service 1st Credit Union
6.00%APR
2nd-lowest rate
Unity One Credit Union
8.90%APR
Baylor Health Care System Credit Union credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Baylor Health Care System Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 3.90% | None | Introductory rate for 6 months |
| Ongoing | 12.90% | None | Standard rate thereafter |
Gold
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 3.90% | None | Introductory rate for 6 months |
| Ongoing | 12.90% | None | Standard rate thereafter |
Share Secured
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 3.90% | None | Introductory rate for 6 months |
| Ongoing | 12.90% | None | Standard rate thereafter |
Who can join Baylor Health Care System Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.