Bank · FDIC insured
Bank of Holland Credit Card Rates
Bank of Holland credit card rates start at 13.49% APR. Rates checked October 16, 2026.
How Bank of Holland’s credit card rates compare
Compared with banks and credit unions near Buffalo, NY, where Bank of Holland has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Bank of Holland
– –
- Up to
- —
No ongoing APR published
Lowest rate
BufMet Credit Union
7.50%APR
- Up to
- 18.00% APR
2nd-lowest rate
Gowanda Area Federal Credit Union
7.99%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Platinum
Issued by TCM Bank, N.A. Subject to credit approval. Requires printing, signing, and submitting application via fax or mail. No annual fee. Available with rewards access when account is open and in good standing.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases for the first 12 billing cycles after account opening. May end early upon late or returned payment. |
| Ongoing | 17.49%–27.49% | None | Standard ongoing variable purchase APR based on Prime Rate (7.75% reference) plus margin, determined by creditworthiness. |
| Ongoing | 26.49%–29.49% | None | Cash advance APR based on creditworthiness. Cash advance fee is either $5 or 3% of each cash advance, whichever is greater. |
Sources (1)
- bankofhollandny.com/credit-card · captured Oct 5, 2026
Platinum Edition
Issued by TCM Bank, N.A. Subject to credit approval. Requires printing, signing, and submitting application via fax or mail. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases for the first 12 billing cycles after account opening. May end early upon late or returned payment. |
| Ongoing | 13.49%–23.49% | None | Standard ongoing variable purchase APR based on Prime Rate (7.75% reference) plus margin, determined by creditworthiness. |
| Ongoing | 26.49% | None | Cash advance APR based on creditworthiness. Cash advance fee is either $5 or 3% of each cash advance, whichever is greater. |
Sources (1)
- bankofhollandny.com/credit-card · captured Oct 5, 2026
Rewards Platinum
Issued by TCM Bank, N.A. Subject to credit approval. Requires printing, signing, and submitting application via fax or mail. No annual fee. Earn 1 point per dollar on net purchases redeemable for merchandise, rental cars, travel, and more.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases for the first 12 billing cycles after account opening. May end early upon late or returned payment. |
| Ongoing | 14.49%–24.49% | None | Standard ongoing variable purchase APR based on Prime Rate (7.75% reference) plus margin, determined by creditworthiness. |
| Ongoing | 26.49% | None | Cash advance APR based on creditworthiness. Cash advance fee is either $5 or 3% of each cash advance, whichever is greater. |
Sources (1)
- bankofhollandny.com/credit-card · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.