Bank · FDIC insured
Bank of Ann Arbor Auto Loan Rates
Bank of Ann Arbor auto loans start at 6.63% APR for a new vehicle and 6.63% for a used one. Rates checked October 16, 2026.
How Bank of Ann Arbor’s auto loan rates compare
Compared with banks and credit unions near Detroit, MI, where Bank of Ann Arbor has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Bank of Ann Arbor
6.63%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
Auto Loans
Lowest rate
Chief Financial Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
FreeStar Financial Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Bank of Ann Arbor auto loan score
62
Auto loan score
Higher than 7% of U.S. banks and credit unions
- New vehicleNew6.63%
- Used vehicleUsed6.63%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Bank of Ann Arbor ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates shown for credit score of 720 or greater. Interest rates vary based on vehicle age, credit score, and length of finance term. Sample APRs are calculated based on a $25,000 balance for the maximum term allowed and impacted by a $100 processing fee paid before or during loan closing.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.88% | Model years 2022 – 2026. Credit score 720 or greater. Standard rate without autopay discount. |
| up to 72 months | 6.63% | Model years 2022 – 2026. Credit score 720 or greater. Includes 0.25% autopay discount for loan payments made automatically from a Bank of Ann Arbor checking or savings account. |
| up to 60 months | 7.16% | Model years 2020 – 2021. Credit score 720 or greater. Standard rate without autopay discount. |
| up to 60 months | 6.91% | Model years 2020 – 2021. Credit score 720 or greater. Includes 0.25% autopay discount for loan payments made automatically from a Bank of Ann Arbor checking or savings account. |
| up to 48 months | 7.70% | Model years 2018 – 2019. Credit score 720 or greater. Standard rate without autopay discount. |
| up to 48 months | 7.45% | Model years 2018 – 2019. Credit score 720 or greater. Includes 0.25% autopay discount for loan payments made automatically from a Bank of Ann Arbor checking or savings account. |
| up to 36 months | 9.27% | Model years 2016 – 2017. Credit score 720 or greater. Standard rate without autopay discount. |
| up to 36 months | 9.02% | Model years 2016 – 2017. Credit score 720 or greater. Includes 0.25% autopay discount for loan payments made automatically from a Bank of Ann Arbor checking or savings account. |
Sources (3)
All captured Oct 5, 2026
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