Bank · FDIC insured
Bank Iowa Credit Card Rates
Bank Iowa doesn’t publish an ongoing APR for its credit cards, only a 6-month introductory rate. Rates checked October 16, 2026.
How Bank Iowa’s credit card rates compare
Compared with banks and credit unions near Des Moines, IA, where Bank Iowa has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Bank Iowa
– –
- Up to
- —
No ongoing APR published
Lowest rate
Advantage Credit Union
7.90%APR
- Up to
- 13.90% APR
2nd-lowest rate
IH Mississippi Valley Credit Union
7.90%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Bank Iowa Platinum Rewards Credit Card
Variable APRs based on creditworthiness and prime rate. Subject to credit approval. Paper statement fee is $3 (waived by enrolling in eStatements).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% introductory APR for the first 6 months on purchases when you open a new credit card account. Must have an active debit card on an account in good standing to qualify for this offer. Subject to credit approval. |
No ongoing APR is published for this card, only the rate above.
Sources (3)
- bankiowa.bank/banking/personal/credit-card
- bankiowa.bank/banking/personal…dit-card/credit-card-faq
- bankiowa.bank/credit-card-promotion
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.