Credit union · NCUA insured
Azura Credit Union Auto Loan Rates
Azura Credit Union auto loans start at 5.45% APR for a new vehicle and 5.45% for a used one. Rates checked October 5, 2026.
How Azura Credit Union’s auto loan rates compare
Compared with banks and credit unions near Topeka, KS, where Azura Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Azura Credit Union
5.45%APR
- Terms
- up to 60 months
Auto & Motorcycle Loan
Lowest rate
Empower Blue Credit Union
4.99%APR
- Terms
- —
2nd-lowest rate
Topeka Firemen's Credit Union
5.00%APR
- Terms
- up to 72 months
Azura Credit Union auto loan score
75
Auto loan score
Higher than 39% of U.S. banks and credit unions
- New vehicleNew5.45%
- Used vehicleUsed5.45%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Azura Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
ATVs, Personal Watercraft, and Non-Titled Motorcycle Loans
Rate and term are subject to credit approval and qualified collateral. APR is determined by an evaluation of applicant credit at account opening. Approval and rate may vary based on credit history, LTV, and amount borrowed. Other restrictions may apply. All credit union loan programs, rates, terms and conditions are subject to change without notice. Minimum values for extended terms: 10yr - $15,000, 12 yr - $20,000, 15yr - $30,000
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 9.15% | Model year 2021 and newer. Rate and term are subject to credit approval and qualified collateral. |
| up to 60 months | 9.65% | Model year 2020 and older. Rate and term are subject to credit approval and qualified collateral. |
Sources (1)
- azuracu.com/personal-rates · captured Oct 5, 2026
Auto & Motorcycle Loan
Rate and term are subject to credit approval and qualified collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.45% | Model Year: 2021 & Newer. Rate and term are subject to credit approval and qualified collateral. |
| up to 72 months | 5.92% | Model Year: 2021 & Newer. Rate and term are subject to credit approval and qualified collateral. |
| up to 84 months | 6.64% | Model Year: 2021 & Newer. Rate and term are subject to credit approval and qualified collateral. |
| up to 48 months | 5.49% | Model Year: 2020 & Older. Rate and term are subject to credit approval and qualified collateral. |
| up to 60 months | 5.95% | Model Year: 2020 & Older. Rate and term are subject to credit approval and qualified collateral. |
| up to 72 months | 6.67% | Model Year: 2020 & Older. Rate and term are subject to credit approval and qualified collateral. |
Boats & RV Loans
Rate and term are subject to credit approval and qualified collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 8.61% | Model year 2021 and newer. Rate and term are subject to credit approval and qualified collateral. |
| up to 180 months | 9.55% | Model year 2021 and newer. Rate and term are subject to credit approval and qualified collateral. |
| up to 144 months | 9.57% | Model years 2016 to 2020. Rate and term are subject to credit approval and qualified collateral. |
| up to 72 months | 8.63% | Model year 2016 and older. Rate and term are subject to credit approval and qualified collateral. |
| up to 120 months | 10.08% | Model year 2016 and older. Rate and term are subject to credit approval and qualified collateral. |
Sources (1)
- azuracu.com/personal-rates · captured Oct 5, 2026
Who can join Azura Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone residing, working, or worshiping in 54 specified Kansas counties.
Employers and groups
- Membership is open to all employees, retirees, and members of American Legion Post 400, TARC, or United Steelworkers Union Local #400.
- Membership is open to all employees and retirees of American Telephone and Telegraph, Goodyear Tire & Rubber Company, and Southwestern Bell Communications.
Military, government and schools
- Membership is open to all employers and students of Kansas educational institutions.
- Membership is open to all employees and retirees of the U.S. Government (both military and civilian), as well as local, municipal, and state governments.
Family and household
- Membership is open to any spouse, parent, step-parent, grandparent, child, step-child, adopted child, sibling, grandchild, or former spouse of anyone eligible to be a member of Azura Credit Union.
Cost to join
- A $5 deposit par value in a Share (savings) account establishes credit union ownership and grants access to membership.
Membership information collected October 4, 2026.