Credit union · NCUA insured
Azura Credit Union Credit Card Rates
Azura Credit Union credit cards start at 10.25% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Azura Credit Union’s credit card rates compare
Compared with banks and credit unions near Topeka, KS, where Azura Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Azura Credit Union
10.25%APR
- Up to
- —
Standard Visa Credit Card
Lowest rate
First State Bank & Trust
9.90%APR
- Up to
- 15.90% APR
2nd-lowest rate
Empower Blue Credit Union
10.00%APR
- Up to
- —
Azura Credit Union credit card score
81
Credit card score
Higher than 56% of U.S. banks and credit unions
- Purchase APRPurchase APR10.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Azura Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Rewards Visa Credit Card
Rate is variable and subject to change with the market based on the Prime Rate. Subject to credit approval. All Azura Rewards cardholders are eligible to enroll in uChoose Rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.25% | None | Rate is as low as 12.25% APR. Variable rate based on Prime Rate; same low rate for purchases, balance transfers and cash advances. No annual fee, balance transfer fee or cash advance fee. |
Sources (3)
- azuracu.com/personal-rates
- azuracu.com/personal/loans/visa-credit-cards
- azuracu.com/personal/loans/vis…ards/rewards-credit-card
All captured Oct 5, 2026
Standard Visa Credit Card
Rate is variable and subject to change with the market based on the Prime Rate. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.25% | None | Rate is as low as 10.25% APR. Variable rate based on Prime Rate; same low rate for purchases, balance transfers and cash advances. No annual fee, balance transfer fee or cash advance fee. |
Sources (3)
- azuracu.com/personal-rates
- azuracu.com/personal/loans/visa-credit-cards
- azuracu.com/personal/loans/vis…rds/standard-credit-card
All captured Oct 5, 2026
Who can join Azura Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone residing, working, or worshiping in 54 specified Kansas counties.
Employers and groups
- Membership is open to all employees, retirees, and members of American Legion Post 400, TARC, or United Steelworkers Union Local #400.
- Membership is open to all employees and retirees of American Telephone and Telegraph, Goodyear Tire & Rubber Company, and Southwestern Bell Communications.
Military, government and schools
- Membership is open to all employers and students of Kansas educational institutions.
- Membership is open to all employees and retirees of the U.S. Government (both military and civilian), as well as local, municipal, and state governments.
Family and household
- Membership is open to any spouse, parent, step-parent, grandparent, child, step-child, adopted child, sibling, grandchild, or former spouse of anyone eligible to be a member of Azura Credit Union.
Cost to join
- A $5 deposit par value in a Share (savings) account establishes credit union ownership and grants access to membership.
Membership information collected October 4, 2026.