Credit union · NCUA insured
AOD Federal Credit Union Credit Card Rates
Top CarrotAOD Federal Credit Union credit cards start at 8.49% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How AOD Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Anniston, AL, where AOD Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
AOD Federal Credit Union
8.49%APR
- Up to
- 16.99% APR
Visa Platinum
Lowest rate
AmFirst
7.80%APR
- Up to
- —
3rd-lowest rate
Emblem Credit Union
9.90%APR
- Up to
- —
AOD Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where AOD Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Signature Credit Card
Membership required. Loans subject to credit approval. Rates based on creditworthiness. Credit line starting at $5,000. 1% cash back on all purchases (or 3% on first $1,500 per cycle and 1% thereafter).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.95%–17.99% | None | Purchase FIXED APR of 9.95% \u2013 17.99%. Credit line starting at $5,000. 25-day grace period. No annual fee. Same rate for purchases and cash advances. |
Sources (3)
All captured Oct 22, 2026
Visa Platinum
Membership required. Loans subject to credit approval. Rates based on creditworthiness and subject to additional underwriting criteria.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.49%–16.99% | None | APR for Purchases: 8.49% to 16.99% when you open your account, based on your creditworthiness. Credit line starting at $300. 1% cash back on all purchases, additional 1% cash back on gas and restaurants. 25-day grace period. Same rate for purchases and cash advances. |
Sources (3)
All captured Oct 22, 2026
Visa Platinum Share Secured
Membership required. Loans subject to credit approval. Share secured credit card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.20% | None | Fixed 7.20% APR for Purchases. Credit line starting at $300 (or credit lines over $300). 1% cash back on all purchases, additional 1% cash back on gas and restaurants. 25-day grace period. Same rate for purchases and cash advances. |
Sources (3)
- aodfcu.com/credit-card-disclosure
- aodfcu.com/credit-cards
- aodfcu.com/visa-platinum-share-secured-card-no-link
All captured Oct 22, 2026
Who can join AOD Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.