Skip to content

Credit union · NCUA insured

Austin City Employees Credit Union Credit Card Rates

Austin City Employees Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Austin City Employees Credit Union’s credit card rates compare

Compared with banks and credit unions near Austin, MN, where Austin City Employees Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • This credit union’s lowest

    Austin City Employees Credit Union

    9.90%APR

    Up to
    —

    Platinum Preferred Visa Card

  • Lowest rate

    Accentra Credit Union

    9.90%APR

    Up to
    —

    Accentra Credit Union rates

  • 3rd-lowest rate

    Wells Fargo

    17.74%APR

    Up to
    28.49% APR

    Wells Fargo rates

Compare credit card rates near you →

Austin City Employees Credit Union credit card score

84

Credit card score

Higher than 65% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Austin City Employees Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Austin City Employees Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees who work for Austin Utilities are eligible to join.

Military, government and schools

  • Employees who work for the City of Austin are eligible to join.
  • Employees who work for Austin Public School District #492 are eligible to join.

Family and household

  • Individuals related to a current member by blood, adoption, or marriage are eligible to join, regardless of where they live and work.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Austin City Employees Credit Union overview