Credit union · NCUA insured
Accentra Credit Union Credit Card Rates
Accentra Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Accentra Credit Union’s credit card rates compare
Compared with banks and credit unions near Rochester, MN, where Accentra Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Accentra Credit Union
9.90%APR
- Up to
- —
Accentra VISA® Credit Card
2nd-lowest rate
Wings Credit Union
10.74%APR
- Up to
- 21.74% APR
3rd-lowest rate
First Alliance Credit Union
10.95%APR
- Up to
- —
Accentra Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Accentra Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Accentra VISA® Credit Card
Fixed rates; credit limit based on creditworthiness; on approved credit. Lowest rate stated is for a credit score of 750 and above.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Rates as low as 9.9% APR for credit score 750 and above on approved credit; fixed rate; no annual fee; no balance transfer fee; no cash advance fees; 25-day grace period on purchases when balance is paid in full. |
Sources (2)
- accentracu.org/personal/loans/visa-credit-cards.html
- accentracu.org/resources/accou…/credit-debit-cards.html
All captured Oct 7, 2026
Who can join Accentra Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Dodge, Fillmore, Freeborn, Houston, Mower, Olmsted, Steele, or Winona County in Minnesota.
Family and household
- Relatives of current members by blood, marriage, or adoption are eligible for membership regardless of where they live.
Cost to join
- Membership is established by opening a Share Savings account.
Membership information collected October 4, 2026.