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Credit union · NCUA insured

Accentra Credit Union Credit Card Rates

Accentra Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Accentra Credit Union’s credit card rates compare

Compared with banks and credit unions near Rochester, MN, where Accentra Credit Union has the most branches. Ongoing purchase APR, lowest first.

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Accentra Credit Union credit card score

84

Credit card score

Higher than 65% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Accentra Credit Union ranks

By credit card score, in each area where it has branches

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Accentra Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to anyone who lives, works, worships, or attends school in Dodge, Fillmore, Freeborn, Houston, Mower, Olmsted, Steele, or Winona County in Minnesota.

Family and household

  • Relatives of current members by blood, marriage, or adoption are eligible for membership regardless of where they live.

Cost to join

  • Membership is established by opening a Share Savings account.

Membership information collected October 4, 2026.

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